Ashwani Kumar
Business Banking | Banker | Working Capital | FMS-BHU | MBA- Marketing | B.Tech. (FT)
- Role
- Eeg-rm at HDFC Bank
- Location
- Sonipat, HR, IN
- LinkedIn followers
- 500 followers
About Ashwani Kumar
I am a dynamic and results-oriented professional with 5+ years of diverse experience in sales and relationship management across reputed institutions like BYJU’S, ICICI Bank, YES Bank, and currently HDFC Bank. My academic foundation includes a B.Tech in Food Technology from IET, Bundelkhand University, and an MBA in Marketing from the prestigious Faculty of Management Studies (FMS), Banaras Hindu University.Over the years, I have developed a strong track record in managing affluent and high-net-worth clients, offering tailored financial solutions in wealth management, investments, and insurance. However, my current and future focus lies in Business Banking, with a specific emphasis on Working Capital and Trade Finance solutions.At HDFC Bank, I serve as an EEG – Relationship Manager based in Sonipat, where I specialize in working capital funding, trade finance products, and strategic business banking solutions. I am passionate about helping MSMEs and corporate clients optimize their financial operations through customized banking services.What I Bring to the Table:Strategic Client Acquisition & Business DevelopmentExpertise in Working Capital & Trade FinanceBusiness Banking Advisory & Relationship ManagementSales Strategy with a Consultative ApproachCross-Selling of Financial & Banking ProductsStrong Communication & Customer - Centric EngagementI am now looking to grow within the Business Banking domain, where I can contribute meaningfully by leveraging my relationship management skills and financial expertise to support growing businesses with their evolving banking needs.
Experience
Eeg-rm
Sep 2025 — Present · Sonipat, IN
Client Acquisition and Management.Proactively identifying and acquiring new MSME/SME clients.Managing and nurturing existing client relationships to deepen engagements.Acting as a trusted advisor, providing tailored financial solutions to meet client needs.* Business DevelopmentMapping local markets to generate leads for various products like working capital, term loans, and trade finance.Driving asset and liability growth for the bank\'s MSME/SME clients.* Portfolio and Risk ManagementConducting credit assessment, financial analysis, and due diligence for loan proposals.Monitoring portfolio quality, identifying early warning signals, and managing delinquent accounts.Ensuring compliance with internal policies, audit guidelines, and regulatory norms.* Internal CoordinationCollaborating with cross-functional teams to develop customized financial solutions. Coordinating with legal and technical teams for due diligence and loan processing. Preparing and submitting credit proposals and managing documentation.
Education
BBS Inter College
High School, Science
2008 — 2009
BBS Inter College
Intermediate, Science
2010 — 2011
Institute of Management Studies, Banaras Hindu University
Master of Business Administration - MBA, Agribusiness, Marketing
2019 — 2021
Bundelkhand University
Bachelor of Technology (B.Tech.), Food Technology
2012 — 2016
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