Isaac Peddamusti
Commercial Lines Underwriter @HDFC ERGO General Insurance
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WORK HISTORY
Commercial Lines Underwriter @HDFC ERGO General Insurance
IN
As a Commercial Underwriter, I specialize in Financial lines Liability & Casualty Insurance, providing tailored risk solutions to businesses. My role involves: Preparing quotes & analyzing premiums based on business risk profiles Offering competitive terms & conditions while ensuring market alignment Negotiating premiums to create value-driven insurance solutions Building strong relationships with brokers, agents & banca channels Driving new business opportunities through strategic underwritingAreas of Expertise: Financial Lines • Directors & Officers (D&O) Insurance • Crime Insurance • Professional Indemnity (PI) • Cyber Security Insurance • Venture Capital Insurance • Media PI Casualty Lines • Workmen Compensation • Public & Product Liability • Commercial General Liability (CGL) • Errors & Omissions (E&O) InsuranceKey Skills in Commercial Underwriting: Risk Assessment & Analysis Pricing & Premium Negotiation Policy Structuring & Coverage Design Market Research & Competitive Benchmarking Relationship Management with Brokers & Agents Regulatory & Compliance Understanding Business Development & Strategic Underwriting1. Risk Assessment & Analysis • Evaluating business exposures and industry-specific risks • Analyzing claims history, financial stability, and operational risks • Assessing liability exposures for businesses across various industries2. Pricing & Premium Calculation • Structuring competitive premium rates based on risk assessment • Utilizing actuarial data and underwriting models for pricing decisions • Adjusting premium structures based on market conditions and loss ratios3. Policy Structuring & Coverage Design • Tailoring coverage to meet client and regulatory requirements • Drafting policy terms, endorsements, and exclusions • Understanding complex coverage structures in financial and casualty lines
EDUCATION
Initiative institute Professioanl Taxation
TAX, Gst
Government Law College, Mumbai
Bachelor of Laws - LLB, Tax Law/Taxation
University of Mumbai
MBA IN finance management, Accounting
SMT. CHM College, Ulhasnagar - 03
Bachalore in accounting and finance, Accounting
ABOUT ISAAC PEDDAMUSTI
Seeking challenging opportunities in the banking and insurance sector to leverage my…
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