Isaac Moreno

About Isaac Moreno

With a year of hands-on experience in pricing optimization, data analysis, and auditing, I am driven by a passion for maximizing contributions on projects while taking calculated risks. As a proven natural leader, self-starter, and team-oriented individual, I thrive in collaborative environments where innovation flourishes. One of my best skills is the ability to foresee possible barriers early on and adjust to them with calculated risks to maximize efficiency and profitability.With a diverse background encompassing management in food service operations, along with experience in office environments, I\'ve honed essential soft skills such as encouraging others, making quick and personable connections, and fostering collaboration. Additionally, my experience in bookkeeping has provided me with a deeper understanding of accounting principles, enabling me to contribute effectively to small business ownership success. Driven by a passion for maximizing efficiency and profitability, I thrive in dynamic environments where innovation and teamwork are paramount.

Experience

1. Credit Risk Analyst

   Lennox

   Jul 2024 — Present

   Conducted in depth credit risk analysis through ad hoc and quarterly reports to assess counterparty credit risk, financial health, and exposure across commercial, residential, international, and private equity owned HVAC businesses- Collaborated cross-functionally with sales and internal departments to maintain alignment on credit extension strategies and manage past due accounts- Presented written and verbal credit recommendations for higher risk and higher dollar limits - up to $35M- to senior and executive leadership, ensuring all LOA approvals are thoroughly documented and retained in compliance with SOX, ready for third-party audits- Worked with Lennox legal team to advise, draft, and maintain security agreements and other commercial instruments to secure credit limits and mitigate accounts receivable risk

Education

• Texas Tech University

  Bachelor of Business Administration - BBA, Finance, General