Ipsae Gardner
Commercial & Middle Market Lending | Master of Science in Finance
- Role
- Senior Credit Analyst at Simmons Bank
- Location
- College Station, TX, US
- LinkedIn followers
- 500 followers
About Ipsae Gardner
I was born and raised in South Korea, beginning my career in the healthcare field. Today, I am proud of the journey that has brought me to where I am, both personally and professionally. My life experiences include studying abroad, adapting to new environments (culture, language, people, food, etc.), achieving academic and professional success, and building a wonderful family. My proactive approach, determination, and meticulous planning have shaped my current success.As a team player, critical thinker, and problem solver, I am always striving to grow. Feel free to connect with me for professional or personal networking.
Experience
Senior Credit Analyst
Oct 2025 — Present
Structure and evaluate C&I credit facilities and underwrite a variety of CRE deals, building on my previous portfolio‑manager experience by focusing fully on C&I underwriting and adding full CRE involvement, while also providing ad hoc financial analysis, scenario modeling, and detailed reviews of cash flow, collateral, markets, and industries to support deal strategy and give clear recommendations to credit leadership.
Education
Brigham Young University - Idaho
Bachelor's degree, Business management-finance
2013 — 2015
Zions Bancorporation
Certificate of Undergraduate Studies, Intermediate Credit Program
Utah Valley University
Associate's degree, General education & Exercise Science
2011 — 2012
Utah Valley University
Certificate of Undergraduate Studies, Women's Studies
University of Utah - David Eccles School of Business
Master of Science in Finance, Finance
2016 — 2017
Brigham Young University - Idaho
Bachelor of Science, Business Administration and Management, General
Skills
- Bloomberg Data License
- Research
- Statistics
- Data Analysis
- Critical Thinking
- Microsoft Word
- Teamwork
- Powerpoint
- Microsoft Excel
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