David Baker
Executive Officer @Halo Capital - Mortgage Team
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WORK HISTORY
Executive Officer @Halo Capital - Mortgage Team
Des Moines, IA, US
Halo Capital is a specialized lending and financial service for residents of Iowa. As a mortgage broker, we work with people to arrange financing for a purchase or refinance of real estate on both residential and commercial properties. Our services are completely customized to the consumer\'s wants and needs - and typically we can leverage competition from our network to leverage a lower interest rate than you can get you your local bank with their traditional lending model. Please feel free to contact us with any real estate questions that you may have.
EDUCATION
The School of Hard Knocks
Real Estate and Mortgage Finance
SKILLS
ABOUT DAVID BAKER
My Unique Qualifications- Mortgage Broker/Loan Officer for over 20 years (I was around before the “big boom” and will not be gone tomorrow)- Closing and Funding mortgage experience with Wells Fargo (Knowing the other side of the fence can make good things happen)- Real estate agent experience, as well as real estate investing and private funds experience.My ReputationMy current customers are almost entirely referral-based. I strive for constant engagement with home purchases, and help with refinancing and alternate and commercial financing as well. See Google, Better Business Bureau, and Facebook reviews for testimonials.NMLS# 58•••00% DeliveryAs a rule, I am committed to over-communication. My customer and their agent know what, when, where, and how things are going throughout the entire loan process. I have built a strong team to ensure just that. In each transaction I provide to my customers:• A simple, easy-to-understand explanation of the purchase process• A checklist of what documentation will be needed for me to complete the transaction• A a transparent and non-sales approach - our focus is far more targeted as a consultant in the process.My team is easily reachable for general questions or private consultations - either in person, phone, or virtually.NMLS# 5883
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