Ines Zichy

Banking Advisor @Northern Trust Wealth Management

Miami, FL, US

Coordinated with all relevant stakeholders to underwrite high-value loans for UHNW (Ultra-High Net Worth) clients in commercial real estate and private equity investments.• Managed due diligence for new loan requests, ensuring all application packages contained the required documents for compliance, legal, and underwriting teams.• Participated in credit committee meetings and presentations, assisting senior banking advisors in presenting prospective loans to the Eastern Credit Committee.• Spearheaded the transition of all existing loans from LIBOR to SOFR-type interest rates to comply with the Federal Reserve\'s updated lending regulations.• Analyzed client portfolios to prepare Credit Arrangement Sheets (CAS) used by underwriters to assess the risks of potential loans.• Monitored collateral portfolios to ensure compliance with all liquidity covenants and prepared quarterly reports utilized by risk management officers.• Mentored a newly hired Senior Banking Officer, training him in the role\'s processes, systems, and protocols to facilitate rapid acclimation and proficiency.• Ensured the timely processing of all payments by coordinating with clients or their designated representatives.• Compiled and analyzed reports of past-due loans, presenting key findings to senior management for the creation of mandatory regulatory reports.

The George Washington University - School of Business

Bachelor's degree

Gulliver Preparatory High School

High School Diploma

The American University of Paris

Study Abroad

Lynn University

Master of Business Administration - MBA