Indrani Das

About Indrani Das

A graduate of Shri Shikshayatan College with a Bachelor of Commerce in Accounting and Finance, currently serving as a Senior Process Associate at Tata Consultancy Services. Demonstrates expertise in statistical reporting, risk mitigation, and process optimization. Collaborates with teams to streamline loan processing, ensure compliance, and enhance customer satisfaction through tailored solutions. Previously supported risk management initiatives at Goldman Sachs and led data-driven insights at Cognizant. Committed to fostering efficiency and accountability, contributing to organizational goals with a focus on continuous improvement and mentorship. Brings a diverse skill set and collaborative mindset to drive impactful results in dynamic environments.

Experience

1. Senior Process Associate

   Tata Consultancy Services

   Jan 2025 — Present

   Proven experience in a Financial Crime Compliance (FCC) role, with a focus on Anti-Money Laundering (AML) and Sanctions screening, within the banking, financial services, or regulatory sectors in the UK.In-depth experience with UK and international AML/CTF typologies (e.g, structuring, layering, trade-based money laundering) and sanctions evasion techniques relevant to various financial products and business lines. Systems & Software Proficiency: Proficiency with AML transaction monitoring systems, sanctions and Politically Exposed Persons (PEP) screening solutions (e.g, World-Check, Dow Jones Factiva, Refinitiv), and financial crime case management software. Regulatory & Legislative Knowledge: Comprehensive knowledge of the UK regulatory environment, including the FCA, PRA, and OFSI. Deep understanding of relevant legislation such as the Proceeds of Crime Act (POCA), Terrorism Act, and UK Money Laundering Regulations, as well as awareness of key international sanctions regimes (e.g, OFAC, UN, EU). Market & Risk Understanding: Solid understanding of the UK financial landscape, including various banking products, customer segments, and their inherent AML/Sanctions risks. Ability to assess the reasonableness of transaction activity in the context of a customer\'s profile. Analytical & Investigative Skills: Strong analytical and investigative skills, with a proven ability to interpret complex transactional data and customer information to identify suspicious activity and clear or escalate alerts effectively. Attention to Detail & Problem-Solving: Exceptional attention to detail and robust problem-solving skills, crucial for accurate alert disposition, investigation, and minimising false positives. Communication Skills: Excellent written and verbal communication skills, with the ability to articulate complex findings, draft clear and concise investigation narratives (e.g, for SARs/STRs), and present conclusions to stakeholders.

Education

• Our Lady Queen Of The Missions School

  High School Diploma, Business/Commerce, General

• Shri Shikshayatan College

  Bachelor of Commerce, Accounting and Finance