Aravind R
Senior Lead Data Scientist | Crafting Insights, Mitigating Risks: Credit Risk / Insurance Underwriting | Gen AI
- Role
- Senior Technical Lead - Data & Ai Core at HCLTech
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Aravind R
Credit Risk & Insurance Risk Modeler | Python | Machine Learning | Deep Learning | Gen-AI | Spark | SQLHi, I\'m Aravind, a Senior Tech Lead (Data Science) at HCLTech, where I consult on global data science and Generative AI initiatives within the AI-HDU (Horizontal Delivery Unit) Team. I currently work with insurance clients to embed Gen AI into underwriting processes, enabling smarter and more efficient decision-making.Previously, I was a Staff Data Scientist at Oportun, where I led the development of credit risk, loan approval, and assignment models to promote inclusive and responsible lending. I bring 7+ years of experience across financial services and healthcare, with a focus on delivering real-world impact through machine learning.I have also worked with Dun & Bradstreet and NTT Data Services on projects in traditional scorecards, fraud detection, sales analytics, and denial management.Along the way, I have authored two white papers and filed a U.S. patent focused on loss ratio forecasting.I\'m passionate about applying AI to solve meaningful real world problems and continuously pushing the boundaries of what data science can achieve.
Experience
Senior Technical Lead - Data & Ai Core
Jan 2025 — Present · Chennai, IN
HCLTech is a global technology consulting company delivering services across engineering, AI, and digital transformation to Fortune 500 clients.Currently leading end-to-end solutioning, consulting, and delivery of advanced data science and Gen AI initiatives for global insurance clients, as part of HCLTech’s Horizontal Delivery Unit (AI-HDU).Key Contributions:• Consulting on the integration of Generative AI into claim processing, underwriting and risk assessment workflows to improve automation, accuracy, and decision efficiency.• Collaborating with cross-functional teams (domain experts, ML engineers, architects) to design scalable, client-specific ML/GenAI solutions.• Conducting PoCs, to support pre-sales for AI-driven engagements with insurance clients.
Education
Misrimal Navajee Munoth Jain Engineering College
Bachelor's degree, Civil Engineering
2013 — 2017
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