John Hutch Hutchinson

About John Hutch Hutchinson

Unlike common financial professionals, I understand that as an entrepreneur or real estate investors you will earn your best returns through your own business endeavors. Liquidity is the life’s blood of your enterprises. To protect your reserves from the threat of losses, you must typically forgo: • Favorable growth rates • Tax-sheltering found in illiquid retirement accounts • Other ancillary benefits Contrary to what your bank or investment advisor would have you believe, it does not need to be an either/or conversation. Your savings can enjoy all of these benefits while staying safe and liquid. Interestingly enough, major banks themselves park their safe & liquid reserves in alternative asset classes which provide all of the above. Yet these same banks will only offer you a meager growth rate that often starts with a dot. I bring this big institutional thinking down to entrepreneurs, real estate investors, and fiscally responsible families instructing them how to cut out the middleman and replicate these strategies for themselves. ⊱ Learn more at BankingTruths.com I regularly receive compliments for my educational style and my ability to make complex concepts easy to comprehend using simple stories and sketches (see video examples below). Having earned several prestigious accreditations in the following realms, I help my clients integrate this core foundational strategy so it can complement other planning they’ve done or need to do: • Tax Planning (EA – Enrolled Agent) • Asset Protection & Estate Planning (AEP – Accredited Estate Planner) • Business Exit Planning (CExP – Certified Business Exit Planning) • Insurance Planning (CLU – Chartered Life Underwriter) • Financial Planning (ChFC – Chartered Financial Consultant) I personally understand the importance of coordinated planning and the role of a guide to help button up the sum of the parts. I learned my industry’s toughest lessons first as a consumer having watched my father’s life’s work as an entrepreneur come unraveled due to his unexpected death and half-baked planning. I currently live in San Clemente with my wife of 17 years, whom I met in elementary school. We enjoy the emerging sport of Pickleball, taking travel adventures with our 3 daughters, and also being of service through church and the community. ⊱ Learn more at BankingTruths.com

Experience

1. Founder

   Bankingtruths.Com

   Dec 2014 — Present · CA

   We show entrepreneurs, real estate investors, and diligent savers how to create their own private family bank. Major banking institutions have trained us to think that the only way to keep our reserves safe and liquid is to leave our cash with them. Why should you do what banks say, when you can do what they do? Why let them pay you “point-nothing” while they reap exponential profits from your cash? Why let them funnel the velocity from your monthly cash flow…

Education

• The American College

  Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU)

• University of California, Irvine

  Bachelor's degree