Hurley Desper

Vice President, Commercial and Real Estate Lending @Finanta (formerly Community First Fund)

Seasoned real estate professional with 20+ years of operational and financial expertise, specializing in deal structuring, affordable housing finance, and complex real estate investments. Proven ability to lead cross-functional teams and manage all phases of development, from predevelopment funding through construction, stabilization, and exit.Core Competencies:Deal Structuring & Financing: Deep expertise in structuring deals across affordable housing (LIHTC, NMTC), commercial real estate, and mixed-use developments. Adept at aligning transactions with lending policies, program regulations, and investor requirements.Real Estate Investment & Strategy: Spearhead the development of high-impact real estate investment projects, identifying value-add opportunities and managing pre-construction through asset stabilization or disposition. Generated consistent project returns of 25–40%.Strategic Partnerships & Leadership: Established and led strategic partnerships to develop and construct multi-unit residential and mixed-use commercial properties. Successfully conceptualized and delivered over 100 consecutive real estate projects with a strong track record of performance.Project & Asset Management: Implemented efficient project management systems to ensure delivery on time and within budget. Maintain long-term asset stability through sound operational oversight and property management practices.Credit, Underwriting & Closing Execution: Lead deal presentation and approval process, preparing comprehensive credit memos and presenting to loan and board loan committees. Manage the full closing cycle, including legal coordination, document review, loan negotiations, budget finalization, and funding oversight.Documentation & Compliance: Oversee transaction documentation and ensure seamless handoff to Closing Teams. Maintain compliance with internal policies and external regulations, including thorough system documentation and file integrity.