Hritik Kumar

About Hritik Kumar

I’m a data-driven finance professional with hands-on experience in credit analysis, risk assessment, and business decision-making within fast-paced fintech environments.Currently working as a Senior Lending Specialist at Tide, I specialize in evaluating businesses, optimizing lending decisions, and driving sustainable growth through structured financial analysis. Previously, at Khatabook, I managed end-to-end loan processing and merchant evaluation—developing a strong foundation in credit risk and operational efficiency.Beyond finance, I bring a creative edge through my work as a Freelance Digital Marketing Specialist, where I help businesses scale using data-backed strategies, performance marketing, and analytics.I hold a BBA (Hons.) in Finance and I’m a CFA Level II aspirant, continuously building expertise in financial markets, valuation, and global investing. What sets me apart- Strong analytical + business mindset- Ability to connect data with real-world decisions- Blend of finance, analytics, and marketing- Leadership experience through TEDxLPU & university initiatives Currently, I’m also learning Italian and preparing for global opportunities, aiming to build a career at the intersection of finance, strategy, and international business.I’m passionate about creating impact through data, solving complex problems, and helping businesses grow smarter.

Experience

1. Senior Lending Specialist

   Tide

   Feb 2026 — Present · Gurugram, IN

Education

• Lovely Professional University

  Bachelor of Business Administration - BBA Hons., Finance and Marketing

  2020 — 2023