Holly Luca
Mortgage Loan Officer @Loan Factory
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WORK HISTORY
Mortgage Loan Officer @Loan Factory
Corpus Christi, TX, US
As a Mortgage Loan Officer, I specialize in guiding clients through the home financing process from application to closing. My role includes:Educating borrowers on available loan products, terms, and optionsPre-qualifying and pre-approving borrowers based on credit, income, and financial goalsCollecting, reviewing, and submitting required documentation for underwritingCollaborating with Realtors, title agents, and underwriters to ensure smooth closingsStructuring loans to fit unique borrower scenarios, including first-time buyers and investorsProviding regular status updates to all parties throughout the loan processEnsuring compliance with federal and state lending regulationsBuilding and maintaining strong referral relationships with real estate professionalsHosting educational workshops and creating content to support buyer awarenessDelivering exceptional customer service to build trust and long-term relationships
EDUCATION
Grand View University
Bachelor's degree, Political Science and Government
Credit Union National Association
Certified Credit Union Financial Counselor, Finance
Credit Union National Association
Certified Credit Union Executive, CCUE
Bondurant-Farrar High School
High School Diploma, Business
SKILLS
ABOUT HOLLY LUCA
As a Licensed Mortgage Broker, I specialize in both commercial funding solutions and residential mortgage lending, offering a streamlined, strategic approach to securing the financing my clients need to move forward with confidence.With extensive experience in alternative lending, credit strategy, and mortgage origination, I serve entrepreneurs, real estate investors, and individuals looking for fast, flexible funding options that traditional institutions often overlook. Business loans: unsecured terms, working capital, equipment financing, merchant cash advances, SBA alternatives Residential lending: conventional, FHA, VA, USDA, HELOCs, and investment property mortgages Skilled in improving business and personal credit profiles to increase funding eligibility Committed to fast, honest, and strategic guidance—because business and life move fast, and so do I Proud to work with first-time homebuyers, self-employed borrowers, startups, and underserved marketsWhether you\'re expanding your business, buying your first home, investing in real estate, or simply need clarity in a confusing process, I help you navigate your options and close with confidence.Let’s connect if you’re a business owner, homebuyer, or referral partner looking for smarter, faster funding without the runaround.
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