Hiteshchandra Ojha
AVP Credit and Risk - Hl, Lap @Dcb Bank
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WORK HISTORY
AVP Credit and Risk - Hl, Lap @Dcb Bank
Mumbai, IN
Credit and Risk HL and LAP
EDUCATION
Maharashtra State Certificate in Information Technology (MSCIT)
MSCIT, IT, MS OFFICE, Tally 9
MBA
Master in Business Administration - MBA, Banking, Corporate, Finance, and Securities Law
B.Com
Bachelor of Commerce - B.Com, Accounting and Business/Management
ABOUT HITESHCHANDRA OJHA
A result driven professional with over 18 years of experience with banking & non banking financial institutions for Credit & Risk Management, Enterprises Risk, Operational Risk, Colletral Management, Team Management. Expert in credit & risk management (Pre & Post sanctions) involving credit appraisals, colletral management, team management, documents verifications, sanctions, disbursements, delinquency analysis & vendor management for MSME, LAP, AHL, HL, Machinery Loan, Structure Finance, NBFC Finance, Working Capital, Inventory / Dealer funding, Construction Equipments, Commercial Vehicles and Auto Loans products. Deftness in handling overall functioning of processes & implementing processes in line with the pre-set guidelines. Possess comprehensive experience in managing activities related to auditing skilled in the overseeing the preparation of Financial Analysis Statements, Preparing Cash Flow Statement, Initiate verification through agency, CIBIL, TVR (Tele verification) etc. Adept in sustaining a positive work environment that fosters team performance with strong communication and relationship management skills.
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