Himanshu Singh Thakur

Credit Manager @IDFC FIRST Bank

Raipur, IN

Conducted credit checks and assessed creditworthiness of new and existing customers.Managed the credit risk derived from the company’s loan portfolio and provided credit analysis to determine the risk of grantingcredit.Periodically reviewed lender portfolios to identify possible risks.Conducting periodic meetings with business segments to elicit feedback, share concerns etc.Handling Used car/ New car of entire CG state.Responsible for Dealer empanelment of CG state.Liaised with agencies, branches, customers, and credit process and product manager to ensure policy compliance.Aligned with the credit process team in projects for development and implementation of new changes in process.Responsible for RC limit DSA enrolment MIS with respective stake holders for analyzing and getting the status of the cases and totake corrective action.Regularly state wise training conducted with Line Team along with Cluster Managers for resolving their queries and updating them for various changes related to process and policy.Responsible for maintaining end to end TATResponsible for the management of collection

Oriental Institute of Science & Technology

Master of Business Administration - MBA

Guru Gobind singh khalsa higher secondary school

Bachelor of Commerce - BCom