Himanshu Pandey

Financial Analyst @Northern Trust

Pune, IN

I processed and verified 80+ daily SWIFT MT202, MT210, and MT292 payment instructions with precision and adherence to currency cut-offs. I performed daily TLM (Transaction Lifecycle Management) reconciliation to identify and resolve unmatched breaks, ensuring ledger integrity and seamless cash alignment.Managed unapplied funds received in Nostro accounts under CASS (Client Asset Sourcebook) regulations, identifying funds with no trade reference and coordinating directly with Investment Managers to obtain SWIFT details or client allocation. Applied and cleared funds while ensuring complete audit readiness and client money protection.Generated and validated End-of-Day (EOD) reports to ensure accurate cash movement and successful book closure. Actively collaborated with Investment Managers through internal systems and direct communication to resolve settlement delays, instruction discrepancies, and confirmation mismatches.Initiated standardization of manual SWIFT formats to enable Straight Through Processing (STP), reducing operational dependency and improving settlement efficiency. Contributed to long-term process improvements, reduced repetitive breaks, and minimized risk exposure through early escalation and clean documentation practices.Experienced in working with high-value clients like JPMorgan and BlackRock, consistently meeting service-level targets, reconciliation metrics, and risk thresholds.

MGM Institute of Management and Research

MBA in Financial Management

Late Bhairomal Tanwani junior college

12th

Deogiri College Aurangabad

Bachelor of Science