Himanshu Kumar
Assistant Manager– Credit
- Role
- Assistant Manager at SATYA MicroCapital Limited
- Location
- New Delhi, IN
- LinkedIn followers
- 500 followers
About Himanshu Kumar
My current experience of credit department and past 1 year experience in operations department provide me a great platform to improve my knowledge about the work of both the department & increase work experience Which is very important to learn and grow. Current key Tasks & responsibilities- 1. Analyses the financial documents to access credit worthiness, Analyses, the banking documents, KYCs and applications from. Preparation of credit analysis, tool, E- Verification, critical parameter, reports,Perform personal discussion (PD) with client, Preparing the credit approval Memorandum (CAM). Having sanction authority up to 5 lacs for unsecured facility and up to 10 lacs for secured facility. Ensuring policy adherence on products. Working with internal teams to insure complete processing of cases.
Experience
Assistant Manager
Sep 2021 — Present · New Delhi, IN
Credit appraisal\\\\n\\\\nWorking as a assistant manager in credit.\\\\nDoing verification of loans file and sanctioning (Credit underwriting and risk monitoring)\\\\n-secured and unsecured loan/ personal loan/business loan.
Education
DAV Nandraj Public School, Bariatu, Ranchi
Metriculatio, All subjects
2003 — 2012
Institute of Management Studies Ranchi(RU)
Master of Business Administration - MBA, Business Administration and Management, General, A+
2017 — 2019
Ranchi University, Ranchi
Bachelor's degree, Bachelor in computer application
2014 — 2017
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