Himani Ghodmare
Credit Risk & Underwriting Professional | ANZ Banking | Retail Lending & Compliance | Finance PGDM | National-Level Fencer
- Role
- Credit Assessment Officer at ANZ
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Himani Ghodmare
Results-driven Credit Assessment Officer with 2+ years of experience in retail lending and mortgage underwriting at Australia and New Zealand Banking Group Limited (ANZ). Specialized in credit risk analysis, income assessment, DTI evaluation, and regulatory compliance for home loan portfolios up to USD 1.25M exposure.Proven track record of processing 40+ loan files monthly with 100% documentation accuracy and reducing approval turnaround time by 50%, consistently meeting SLA benchmarks.Finance postgraduate (PGDM – CGPA 9.03) with a strong foundation in financial statement analysis, risk evaluation, and portfolio management.National-level fencing medallist since 2013, demonstrating resilience, discipline, and performance under pressure alongside a full-time banking career.Currently exploring hybrid credit risk and underwriting opportunities that offer structured growth and operational excellence.Contact Info.Himani Sunil G••••••••@gmail.com
Experience
Credit Assessment Officer
Jul 2023 — Present · Bengaluru, IN
Education
Rashtrasant Tukadoji Maharaj Nagpur University, Nagpur
Bachelor of Commerce - BCom, Business/Commerce, General
2018 — 2021
Lal Bahadur Shashtri vidyalaya, Bhandara, Maharashtra
Secondary School Certificate, General
2010 — 2016
Nutan Kanya Jr. College Bhandara, maharashtra
Higher Secondary School Certificate, Commerce
2016 — 2018
Pune Institute of Business Management
PGDM (Post Graduate Diploma In Management), Finance, General
2021 — 2023
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