Het Pandit
Senior Credit Manager – Affordable Housing & LAP - Axis Bank |Ex – HDFC Bank | Citi Financial | ICICI Prudential | Kotak Mahindra Bank
- Role
- Senior Credit Manager at Axis Bank
- Location
- Rajkot, GJ, IN
- LinkedIn followers
- 500 followers
About Het Pandit
Dynamic and results-driven banking professional with extensive 20 years of experience in underwriting diverse retail asset products, including home loans, loan against property (LAP), auto loans, and used car loans. Proven track record in managing collections for unsecured loans and leading initiatives within fraud control units, ensuring robust risk mitigation across all retail asset portfolios. Adept at driving process improvements and policy enhancements, contributing to operational excellence and regulatory compliance. Passionate about leveraging data-driven insights, cross-functional collaboration, and innovative problem-solving to achieve business objectives and deliver exceptional customer experiences.
Experience
Senior Credit Manager
Jul 2022 — Present · Rajkot, IN
Credit underwriting of HL, AHL and LAP product
Education
V.V.P. Engineering college
Bachelor of Engineering - BE, Electrical Engineering
1999 — 2003
All India Management Association (AIMA)
Master of Business Administration
Navyug Porbandar
School, Science
1997 — 1999
Institute of Business Management and Technology, Bangalore
post graduate diploma in management, Business Administration and Management, General
2003 — 2005
Saurashtra University, Rajkot
B.Tech/B.E.
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