Hemant Panicker
Executive Vice President @ HDFC Bank | Home Loans | Gold Loans | Loan against Shares | Offshore Banking| Policy | Retail Credit Strategy and Control
- Role
- Executive Vice President at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Hemant Panicker
A seasoned and enterprising business and finance professional with over 24 years of rich experience in strategic roles at HDFC Ltd and HDFC Bank Ltd. I currently spearhead the Home Loans, Gold Loans, Loan against Shares and Offshore banking Policy function under the Retail Credit Strategy and Control department at HDFC Bank. My extensive tenure has equipped me with a comprehensive skillset in retail lending strategy, credit underwriting, policy formulation, credit risk management, customer and stakeholder relationship management and portfolio management enabling me to devise and deliver solutions that align strategically with the bank\'s overarching business objectives. Prior to the merger with HDFC Bank, I held key leadership positions in managing the retail and wholesale housing finance business, Credit Underwriting, Operations, Collections and Customer Service functions across large and diverse geographical regions within HDFC Ltd. Driven by a profound passion for the housing and consumer finance sectors and its transformative impact on the social and economic landscape of our nation, I am unwaveringly committed to excellence, integrity, and customer satisfaction in all my endeavours. I am eager to leverage my expertise, capabilities, and values to contribute meaningfully to HDFC Bank\'s vision of becoming the most trusted and preferred financial partner in the country.
Experience
Executive Vice President
Dec 2025 — Present · Mumbai, IN
Education
Bombay Scottish School
ICSE
University of Mumbai
BE
University of Mumbai
MMS
Skills
- Risk Analysis
- Mortgage Lending
- Underwriting
- Financial Analysis
- Credit Risk
- Consumer Lending
- Mortgage
- Interviewing
- Credit
- Process Improvement
- Team Building
- Mentoring
- Customer Relations
- Team Leadership
- Loans
- Customer Negotiations
- Training Delivery
- Teamwork
- Banking
- Risk Management
- Team Management
- Retail Banking
- Credit Analysis
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