Hemang Mehta
Credit Policy Governance | Risk Management | Credit Underwriting | Portfolio Management | Data Analysis | Early Warning Signal | Collection stretegy | Rating and Scoring Model
- Role
- Policy Manager Loan against Property and Enterprise Business Loan at HDB Financial Services Ltd.
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Hemang Mehta
CA with 10 years Experience in Credit - Banking & Finance Field
Experience
Policy Manager Loan against Property and Enterprise Business Loan
Jun 2022 — Present · Mumbai, IN
Policy formation, Changes, Implementation. • Process Development and it’s continuoud improvement. • Data Analysis, Data Mining, Reporting to higher Authority. • Early warning System Development • Use of different data from system for continuous feedback to underwriting team for better decision making. • System development and implementation to reduce the duplication of effort and have better use of system. • Providing all available information to underwriting team for better decision making. • System and Data hygiene to be improved for better data availability for future business. • Releasing data to team for better business management
Education
The Institute of Chartered Accountants of India
Charted Accountant, Accounting and Finance
2001 — 2004
Skills
- Risk Management
- Team Management
- Portfolio Management
- Loans
- Financial Risk
- Credit Risk
- Credit
- Retail Banking
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