Hector Martinez

Vice President of Lending @Capital Farm Credit

Austin, TX, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2014 — Present

Vice President of Lending @Capital Farm Credit

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Georgetown, TX, US

Capital Farm Credit is a customer-owned cooperative, providing financing to rural landowners, country homeowners, agricultural operators and agribusiness firms throughout Texas. As part of the nationwide Farm Credit System, agricultural loans for farms and ag producers have been our specialty since 1916. We have over 70 offices in Texas staffed with professional lenders and support staff.

EDUCATION

N/A

Dale Carnegie

Effective Communications and Human Relations

1998 — 2000

Texas State University

BBA, Management

2020 — 2022

The University of Texas at Austin – Center for Professional Education (CPE)

Certificate, Business Management

SKILLS

Loan OriginationConsumer LendingReal EstateNegotiationCredit AnalysisSolution SellingMortgage UnderwritingKey Account DevelopmentReal Estate LendingClient RelationsLines of CreditU.s. Federal Housing Authority (Fha)Residential HomesFinancePricing StrategyCredit ManagementBranch OperationStaff DevelopmentBankingHome Equity Lines of CreditRisk ManagementCreditRetail BankingFha FinancingMortgage LendingCommercial MortgagesTerritory DevelopmentReverse MortgagesMortgage BankingRelationship ManagementFirst Time Home BuyersTeam LeadershipCommercial BankingRefinanceCommercial LendingMarketingTeam BuildingVa LoansReoCommunication Skills

ABOUT HECTOR MARTINEZ

Professional SummaryAccomplished banking executive with over 20 years of experience driving growth, operational excellence, and team performance across retail and commercial lending environments. Proven success in developing strategic partnerships, expanding market presence, and improving credit quality through disciplined risk management. Recognized for leading high-performing teams, mentoring loan officers, and executing turnaround strategies that deliver measurable results. Adept at aligning business objectives with community engagement to strengthen profitability and long-term client relationships.Core Competencies• Commercial & Agricultural Lending• Credit Risk Management• Strategic Growth & Market Expansion• Business Development & Client Relations• Portfolio Management & Loan Origination• Regulatory Compliance & Audit Readiness• Team Leadership & Mentorship• Branch Operations & Turnaround Management• • Sales & Revenue Optimization• • Community & Stakeholder Engagement

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