Heather Sprague
Sprague Consulting Group | Founder | Chief Underwriter | Licensed Life Insurance Broker
- Role
- Chief Underwriter at Sprague Consulting Group
- Location
- Raleigh-Durham-Chapel Hill, NC, US
- LinkedIn followers
- 500 followers
About Heather Sprague
Heather Sprague is an Underwriting Consultant with nearly 30 years of home office and…
Experience
Chief Underwriter
Apr 2005 — Present · Raleigh-Durham, NC, US
Provide multi-level consulting services including expert witness testimony and home office underwriting with a primary focus on concierge brokerage general agency support.• Enthusiastic and key participant in the strategic alliance between broker, general agent, and carrier• Increase revenue by leveraging long-term carrier relationships while applying strong technical and communication skills to successfully negotiate aggressive underwriting decisions• Review medical records to prepare a relevant medical summary, accurate rating assessment, and appropriate carrier recommendation based on impairment, product, and face amount• Support client by being readily available to discuss preliminary and active scenarios
Education
The University of Connecticut School of Business
Bachelor of Science - BS
Skills
- Sales
- Working with Brokers
- Accounting
- Microsoft Excel
- Financial Analysis
- Life Insurance
- Finance
- Licensed Life Insurance Broker
- Account Management
- Universal Life
- Marketing
- New Business Development
- Process Improvement
- Team Building
- Financial Risk
- Medicare
- Insurance
- Term Life Insurance
- Long Term Care Insurance
- Business Analysis
- Underwriting
- Mergers & Acquisitions
- Strategic Planning
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