Heather Moerschel

About Heather Moerschel

With a professional journey spanning nearly three decades, my current role at Fifth Third Bank as Senior Director of Commercial Credit Solutions allows me to lead teams across multiple business lines. This role is not just about oversight; it\'s about being a catalyst for revenue growth by ensuring robust underwriting and portfolio management.My expertise lies in navigating complex credit landscapes, from business banking to middle market ventures. With competencies credit risk management and portfolio analytics, my mission involves enhancing policies and driving strategic risk assessments, all while fostering a culture of excellence and continuous improvement within my teams.

Experience

1. Senior Director Commercial Credit Solutions, SVP

   Fifth Third Bank

   Sep 2022 — Present

   Oversee Credit Solutions teams across Middle Market, Business Banking and Retail lines of business which includes Healthcare, Government & Institutional and Dealer Floor Plan. Credit Solutions serves as a revenue enablement partner primarily responsible for underwriting and portfolio management.

Education

• The University of Georgia

  Bachelor of Business Administration (B.B.A.)

  1992 — 1995

Skills

• Structured Finance
• Small Business Lending
• Capital Markets
• Credit
• Financial Modeling
• Commercial Banking
• Mortgage Lending
• Underwriting
• Middle Market
• Commercial Lending
• Portfolio Management
• Loans
• Consumer Lending
• Banking
• Lines of Credit
• Credit Risk
• Credit Analysis