Harshitha Nanjegowda
💼Senior Business & Data Analyst | Product Owner | Banking & FinTech | BI & Analytics | SQL, Power BI, Python | Agile & Scrum | UAT, QA | KYC, AML, CCAR | Loans, Mortgages | Payments (ISO 20022, MT-MX) | POS & E-Commerce
- Role
- Product Owner Senior Business Analyst at Wells Fargo
- Location
- Chicago, IL, US
- LinkedIn followers
- 500 followers
About Harshitha Nanjegowda
Driving Digital Transformation & Compliance in Banking & Finance | Business Analyst |…
Experience
Product Owner Senior Business Analyst
Apr 2021 — Present · Houston, TX, US
This project transformed payment processing and loan servicing operations, improving efficiency, compliance, and digital transformation in banking. Project 1 - Real-Time Payment Processing System Implementation – Enhanced ISO 15022 & ISO 20022 messaging for faster, more accurate cross-border payments, conducting gap analysis, data mapping, and integration testing. Ensured compliance, optimized transaction flows, and led User Acceptance Testing (UAT). Project 2 - AFS Vision Program – Commercial Loan Servicing System Upgrade – Led the migration from AFS Level to AFS Vision, supporting commercial loan origination, risk management, and compliance with AML, KYC, CCAR, and BSA.Key Responsibilities: Gathered and documented business requirements (BRD, FRD, UAT specs) for payment systems and loan servicing enhancements. Ensured regulatory compliance in KYC, AML, CCAR, and stress testing. Led data migration from legacy systems to Wealth Management & Risk Financial platforms. Conducted system integration, UAT, and risk analysis for commercial lending and asset management. Optimized ISO 20022 & SWIFT payment processing (MT103, MT202), ensuring message validation and compliance. Designed ETL data workflows, risk analysis reporting, and back-office automation for mortgage and lending. Developed complex SQL queries for data extraction, validation, and reporting. Collaborated with cross-functional teams, vendors, and product managers to drive implementation success.
Education
MLA Academy of Higher Learning, 14th Cross, Malleswaram, Bangalore 03.
BBM
Sir M Visvesvaraya Institute Of Technology
Master of Business Administration - MBA
Suffolk University
Masters of Science in Business Analytics
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