Harshit Garg

Credit Risk & Policy | IDFC First Bank | IIM Amritsar

Role: Risk Manager(F2) - Prime Lap at IDFC FIRST Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

About Harshit Garg

Experienced Risk Management professional adept in Credit Risk Management, Portfolio Management, Policy drafting, and UAT testing. Holds a MBA degree in Finance from Indian Institute of Management Amritsar. Demonstrated track record with 2 years of hands-on experience in Risk Management. Passionate about leveraging analytical skills to drive informed decision-making and mitigate credit risks effectively.

Experience

Risk Manager(F2) - Prime Lap
IDFC FIRST Bank
Apr 2025 — Present · Mumbai, IN

Education

BUNDELKHAND INSTITUTE OF ENGINEERING AND TECHNOLOGY, JHANSI
Bachelor of Technology - BTech, Engineering
2015 — 2019
Indian Institute of Management Amritsar
Master of Business Administration - MBA
2020 — 2022

Contact information

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Work email
•••••@idfcfirst.bank.in
Personal email
•••••@•••••.com
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Current company

IDFC FIRST Bank

Banking · 53K employees · Founded 2015 · Mumbai, Maharashtra, India

**Never share your password, OTP, UPI Pin, CVV etc with anyone.** Formed in December 2018 through the merger of infrastructure finance giant IDFC Bank and retail finance specialist Capital First, we commenced commercial banking operations in 2016. Our core principles: Vision: Building a world-class bank in India, driven by ethical, customer-friendly, digital, and socially responsible banking principles. Universal Bank: Offering a comprehensive range of services like Retail, MSME, Rural, Startups, Cash & Wealth Management, Deposits, Corporate & Government Banking, Working Capital, Trade Finance, and Treasury Solutions. Ethical Banking: We follow a 'Near and Dear' test, ensuring products are customer-friendly enough for employees to recommend to loved ones. We simplify legal jargon for clarity and offer 'ZERO FEE Banking' on all savings account services like SMS alerts, IMPS, RTGS, NEFT, ATM withdrawals, and more, making it India’s 1st & only bank to do so. Customer-Friendly Banking: IDFC FIRST Bank credits monthly interest on savings accounts, offers lifetime-free credit cards with non-expiring rewards and transparent fees. Technology-led Banking: Seamless services across mobile, branches, internet banking, call centres, & relationship managers. Our mobile app, with 250+ features, is rated 4.8 on Google Play & the App Store. Global rating agency Forrester ranked it India’s best & among the world’s top 20 for two consecutive years. Social Good Banking: Focusing on financial inclusion, we serve 40M+ customers, with 16M lifestyle improvement loans,15M loans to 4.3M women entrepreneurs, 6.5M vehicle loans, 1M each for sanitation & livelihood, 300K SME, and 100K home loans. ESG Goals: We hold high ESG scores, demonstrating our commitment to financial inclusion & social responsibility. Creating a new-age, ethical and world-class institution for India is a privilege for its employees.

idfcfirst.bank.in

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About Harshit Garg

Experience

Risk Manager(F2) - Prime Lap

Education

BUNDELKHAND INSTITUTE OF ENGINEERING AND TECHNOLOGY, JHANSI

Indian Institute of Management Amritsar

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