Harshit Bansal

About Harshit Bansal

As a Chartered Accountant and CFA Level II candidate, I’m passionate about the intersection of credit, treasury, and wealth management—where data, risk, and client strategy meet.Over the last few years, I’ve developed a deep understanding of financial statement analysis, CMA data preparation, cash flow forecasting, and ratio analysis, enabling businesses and financial institutions to make more informed lending and investment decisions.My background includes credit appraisals for SME clients, treasury documentation, and wealth advisory certifications under six NISM modules—covering Research Analysis, Mutual Funds, Equity Derivatives, Merchant Banking, and Investment Advisory.I bring a balance of analytical rigour and client-centric understanding, gained through statutory audits, tax advisory, and corporate finance engagements for firms with turnovers up to ₹100 crore. This combination allows me to evaluate creditworthiness, manage regulatory compliance, and interpret market data effectively.I’m now looking to contribute in roles such as Credit Analyst, Treasury Analyst, Credit Manager, or Wealth Manager, where I can combine analytical precision, financial acumen, and regulatory knowledge to create a measurable impact in the banking and finance ecosystem.Core Competencies:Credit Appraisal • Treasury Operations • Wealth Advisory • Financial Statement Analysis • Risk Assessment • Working Capital Management • CMA Data • Compliance & Documentation • Liquidity & Cash Flow Analysis • Portfolio Management • MIS Reporting • Financial ModellingGoal:To join a leading financial institution where I can learn, contribute, and grow across credit, treasury, or wealth management functions—while delivering data-driven and client-focused financial solutions.

Experience

1. Associate

   PwC India

   Feb 2026 — Present

Education

• Patel Memorial National College, Punjabi University, Patiala

  Bachelor of Commerce (B.Com), Accounting, Business Administration, and Finance

• National Institute of Securities Markets (NISM)

  Capital Markets & Investment Advisory Certifications (6 Modules Cleared), Capital Markets, Investment Advisory & Risk Management

• CFA Institute, USA

  CFA LEVEL1, Investment Management & Financial Analysis

• Central Board of Secondary Education (CBSE)

  Higher Secondary Education (12th Grade), Accountancy, Business Studies & Economics

• Institute of Chartered Accountants of India

  Chartered Accountant , Financial Reporting, Audit, Corporate Law, Taxation, Strategic Financial Management