Harshit Tripathi
Vice President @Citi
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WORK HISTORY
Vice President @Citi
Belfast, GB
Lead end-to-end delivery of Credit Risk Regulatory Reporting for ICAAP, EBA, CCAR, CECL, and IFRS9.1. Drive process simplification and EUC reduction strategies, enabling automation and scalable self-service reporting.2. Partner with cross-functional teams to deliver annual credit reserve model enhancements and meet consent order deliverables.3. Leverage data-driven solutions to optimise credit risk data processing.
EDUCATION
Air Force School, Bamrauli, Allahabad
Under Graduate, Computer Science
St. Joseph's College
High School, Computer Science
Coventry University
Master of Business Administration (M.B.A.), Engineering Management
BSA COLLEGE OF ENGG. & TECHNOLOGY
Bachelor of Technology (BTech), Computer Science
SKILLS
ABOUT HARSHIT TRIPATHI
Analytical and precise Business Analyst & Product Owner with 12+ years in Banking & Finance, specialising in Risk Management & Technology, Regulatory Reporting, and delivering process simplification and AI-driven transformation for banking and finance. Currently Vice President at Citi, delivering large-scale change in Credit Risk and Regulatory Compliance across retail and wholesale banking.I bring a balanced hybrid skill set:1. Risk Expertise – Basel Aggregation, CCAR, IFRS9, CECL, ICAAP, EBA compliance.2. Tech & Data Proficiency – SQL, Teradata, Informatica, MongoDB, Data Management, Stress Testing.3. Transformation Leadership – Process simplification, EUC reduction, automation, and self-service enablement.Key achievements:1. Led end-to-end enhancements for wholesale credit risk processing platforms, ensuring compliance with evolving global regulations.2. Delivered process optimisation projects that reduced manual dependencies and improved reporting accuracy.3. Consistently recognised for excellence, including Citi Gold Award (2018, 2019, 2021, 2024) and Infosys CEO’s Performance Award.Core skills:Risk & Compliance • Basel • CCAR • IFRS9 • CECL • ICAAP • EBA • Regulatory Reporting • Credit Risk • Process Simplification • EUC Reduction • AI in Risk & Compliance • Data Analysis • Agile • Jira • Stakeholder Management • Product Ownership • Banking TransformationPassionate about leveraging technology to simplify regulatory complexity, I share insights on AI in Risk & Compliance, Regulatory Simplification, and Tech Transformation in Banking — keeping ahead of industry change while delivering measurable business value.
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