Harsheeta Lakhani
Credit Manager @Godrej Capital
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WORK HISTORY
Credit Manager @Godrej Capital
Mumbai, IN
EDUCATION
Mithibai College
12th , Business/Commerce, General
Vissanji Academy
10th pass, Commerce
Mithibai College
Bachelors in banking and insurance BBI, Commerce
Institute of Management Accountants (IMA)
Certified Management Accountant (USA), Accounting
ABOUT HARSHEETA LAKHANI
Analytical, driven, and committed to delivering results—I am a finance professional with experience across credit assessment, financial analysis, budgeting, and forecasting. As a Certified Management Accountant (CMA, USA), I bring a strong foundation in both strategic finance and operational insights.Currently, I manage four major lending products—car, business, personal, education, and mortgage—where I apply a data-backed approach to evaluate risk, support decision-making, and ensure compliance. My background also includes exposure to taxation, cost analysis, and client operations, allowing me to contribute across multiple areas of financial services.I’m passionate about continuous learning, process improvement, and using financial tools to create impact. Whether it’s streamlining credit operations or identifying growth opportunities through forecasting and cost control, I aim to add value with precision and purpose.
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