Harsh Maheshwari

About Harsh Maheshwari

I love diving deep into the Process in order to eliminate the bottle necks, duplication of tasks and the short comings. Not a Tech Savvy. I am into Process Improvements and Process Excellence. Saved Rs 70 lakh/month and reduced number of exception cases from 70% to 20% and errors from 50% to 10% at Royal Bank of Scotland through root cause analysis.Experienced analyst with over 7 years of experience in the banking industry. Excellent in Risk governance, Project Migration, Training, Excel, Mortgage Operations!

Experience

1. Analyst

   Accenture

   Oct 2022 — Present · Gurugram, IN

   Acting Team Lead Control testing of US Residential Mortgage, Consumer Non Real Estate (PLOAN, credit builder, Auto loan etc.) & Credit Card Underwriting Handling a team of 7 junior analysts and managing different activities for them like work allocation, appealtracker, training, assessments, quality check, reports, attendance tracker, SOP management etc. Coordinating with client regarding work status, process change, appeals, oversight, queries etc. Collaborating with Quality Team on various activities to stabilise the process Reviewing US Mortgage Underwriting with 4Cs framework Reviewing Income Calculation – It includes salaried income, Self-employment and Rental Income Reviewing Credit report - checking credit worthiness of a borrower to payback the loan amount. EvaluatingCredit report by Past Debts, Accuracy, Credit rating, Inquiries, Trade lines, and public records information(Bankruptcy, Tax lien,and Judgments) Reviewing Assets, Appraisal report, Insurance & Tax documents

Education

• K M Inter College Jasoi, Muzaffarnagar

  12th

• Gurukula Kangri Vishwavidyalaya, Haridwar

  Bachelor of Science