Harsh Prasad Singh

About Harsh Prasad Singh

Financial Crime Investigator specializing in AML, KYC & Fraud Risk with 5+ years of experience in high-risk, fast-paced environments.I bring hands-on expertise in Transaction Monitoring, EDD, SAR decisioning, and Sanctions Screening, with a strong track record of handling complex escalations and driving accurate risk-based decisions.My work focuses on: •Investigating high-risk alerts and determining SAR filing vs. false positives•Conducting holistic customer risk assessments using KYC, transactional behavior, and OSINT insights• Performing Enhanced Due Diligence (SoF / PoT) for complex cases• Detecting fraud typologies such as ATO, CNP, and APP fraud•Managing risks related to Crypto transactions and emerging financial crime trendsKnown for delivering high-quality, audit-ready case documentation, meeting strict SLAs, and aligning decisions with BSA, OFAC, and FATF regulations

Experience

1. Fincrime Analyst (Fiu)

   Revolut

   Feb 2026 — Present · IN

   Conduct advanced investigations on escalated AML alerts, performing risk-based decisioning to offboard high-risk customers and recommend Suspicious Activity Report (SAR) filings in line with regulatory frameworks such as BSA, OFAC, and FATF guidelines•Perform end-to-end Enhanced Due Diligence (EDD), including deep analysis of Source of Funds (SoF) and Purpose of Transactions (PoT) to assess legitimacy and detect potential financial crime risks•Execute holistic customer risk profiling, integrating KYC data, transactional behavior, geolocation risk, and counterparties to identify red flags and suspicious patterns •Conduct adverse media screening and open-source intelligence (OSINT) investigations to identify negative news, reputational risks, and potential links to sanctions, PEPs, or criminal activity •Apply strong expertise in sanctions screening and name screening, ensuring compliance with global watchlists (OFAC, EU, UN, HMT) and internal policies •Identify and investigate complex fraud typologies, including: • Account Takeover (ATO) • Card-Not-Present (CNP) fraud • Authorized Push Payment (APP) fraud • Analyze transaction flows to detect suspicious behavioral patterns, mule activity, layering, and potential money laundering indicators •Differentiate between true positives and false positives using risk-based judgment and regulatory alignment, ensuring high-quality case documentation and audit readiness •Collaborate with cross-functional teams (Risk, Compliance, Fraud Ops) to mitigate financial crime risks and enhance monitoring controls •Maintain adherence to SLA/KPI targets, while ensuring accuracy, regulatory compliance, and quality standards

Education

• Uttarakhand Technical University

  Bachelor of Pharmacy - BPharm

• Manipal University Jaipur

  Master of Business Administration - MBA