Harsh Nangalia

About Harsh Nangalia

I lead regulatory strategy and enterprise risk architecture for high-growth startups particularly Fintech and lending ecosystemsMy mandate is simple: build businesses that can scale aggressively while remaining regulator-ready, audit-defensible, and institutionally resilient.I operate at the intersection of RBI oversight, lending operations, product architecture, governance, and cross-border expansion. Rather than treating compliance as a downstream control function, I embed regulatory thinking directly into business design — from co-lending structures and consent frameworks to outsourcing governance, board processes, and IPO readiness.My leadership has included:Direct regulatory engagement and escalation management with RBI and other authoritiesStructuring and stabilizing co-lending frameworks, including post-go-live remediationDriving enterprise-wide DPDP and data privacy architecture across product and technology teamsGovernance strengthening for group entities, including board oversight and institutional readinessCross-border regulatory alignment across India and International operations Compliance integration during acquisitions and strategic expansionI focus on converting regulatory exposure into structured, executable controls that protect valuation, reduce systemic risk, and enable long-term scale.I am particularly drawn to complex, high-growth environments where regulatory scrutiny increases alongside ambition. My approach combines technical regulatory depth with commercial awareness — ensuring compliance functions as a strategic enabler at the leadership table.

Experience

1. Director & Head of Compliance

   Cars24

   Jan 2025 — Present · Gurugram, IN

   Leading the regulatory & organizational compliance function for Cars24 businesses including NBFC, Used Car sales and International businesses. Setting up the governance framework for reporting\'s, monitoring & tracking compliances across various business lines.

Education

• The Institute of Company Secretaries of India

  Company Secretary, Legal & Corporate Secretarial

  2003 — 2007

• University of Rajasthan

  Bachelors of Commerce, Commerce

  2003 — 2006

• Indian Institute of Management Bangalore

  Executive Education Program, General Management & Business Adminstration

  2019 — 2019

Skills

• Mergers & Acquisitions
• Securities
• Restructuring
• Financial Modeling
• Project Finance
• Financial Structuring
• Valuation
• Corporate Law
• Capital Markets
• Equities
• Private Equity
• Corporate Governance
• Corporate Finance
• Derivatives
• M&a Experience
• Ipo
• Joint Ventures
• Investment Banking
• Due Diligence