Harsh Mishra
Sales Officer at HDFC Bank (Prime BL & SEP) || Ex - Godrej Capital, GoF || Retail Asset Unsecured Lending || MBA Graduate || Driving Sales,Growth & Innovation
- Role
- Sales Officer at HDFC Bank
- Location
- Kanpur, UP, IN
- LinkedIn followers
- 500 followers
About Harsh Mishra
In my current role as Sales Officer at HDFC Bank\'s Business Loans vertical, I specialize in branch sourcing, playing a pivotal role in expanding our portfolio and driving revenue growth. I excel at building and nurturing strong relationships with clients, understanding their business objectives, and guiding them through the loan application process with ease.My expertise includes: Relationship Management: I\'m skilled at fostering long-term relationships with both new and existing clients, ensuring a high level of customer satisfaction and loyalty.Target Achievement: I consistently meet and exceed my sales targets by leveraging my deep understanding of the market and the bank\'s product offerings.Needs Analysis: I have a keen ability to analyze a business\'s financial health and recommend the most suitable loan products, whether it\'s for expansion, working capital, or asset acquisition.
Experience
Sales Officer
Sep 2025 — Present · Kanpur Nagar, IN
Identify potential borrowers (self-employed / small & medium businesses) through Branches and Internal Database.* Loan Application Process & Documentation like Assist customers in filling loan application forms, Gather required documents KYC, financial statements, Ensure completeness and correctness to avoid delays.* Coordination with Internal Teams Work closely with credit, risk, legal, operations for approvals, verification, disbursement.* Monitoring Metrics & Reporting - Track leads, logins (loan applications), disbursements vs targets. Monitor metrics such as approval ratios, rejections, turnaround times (TAT), file pendency. Report daily/weekly/monthly sales progress to managers.* Compliance & Risk Management - Ensure all loans comply with bank’s policies, regulatory requirements, KYC / AML rules. Maintain proper documentation for audit.
Education
Amity University Online
MBA , Marketing and Sales Management
Chatrapati Sahuji Maharaj Kanpur University, Kanpur
B.com, Accounting and Finance
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