Harsh Harwani

About Harsh Harwani

Working as a Business Analyst on Flexcube VAM(Virtual Account Management) 2…

Experience

1. Senior Business Analyst

   HCLTech

   Apr 2022 — Present · Pune, IN

   Working on Flexcube VAM (Virtual Account Management) version 12.4• Virtual Accounts are non- physical accounts carrying notional balance which are created under the DDA (Demand Deposit Accounts) or physical/ cash accounts which holds the real balance• Virtual accounts offer similar features/ functionality as available for DDA 1. Earmarking and Posting (Dr/ Cr) 2. Charges 3. Statements/ SWIFT MT 940 4. Reports 5. Account statuses e.g. No Dr, No Cr, Frozen, etc• Virtual accounts are created for different purposes 1. Subsidiary – Customer can create for their vendors/ partners for payables and receivables 2. Wallet – Customer can create for their end users. e.g. Amazon Wallet• Virtual account postings - 1. Roll up posting from virtual account to DDA 2. Sweep entry from virtual account to DDA • Benefits offered by Virtual accounts - 1. Ease of reconciliation for payment tracking 2. No KYC is needed for virtual accounts as it is already performed during creation of parent DDA which results in faster account creation 3. No need to share the DDA/physical account number with vendors/ partners instead create virtual account for them, thereby preventing fraud• Published VAM case study in HCL Tech –

Education

• Bhartiya Vidya Bhavans Sardar Patel Institute of Technology Munshi Nagar Andheri Mumbai

  Bachelor’s Degree, Information Technology

  2007 — 2011

• KJ Somaiya Institute of Management Studies and Research

  PGDM, Marketing

  2014 — 2016

Skills

• Asp.net
• User Interface Design
• Retail Banking
• Data Warehousing
• Web Architecture
• Islamic Finance
• Product Marketing
• Swift Payments
• Data Presentation
• Banking
• Research
• Cmmi
• Economics
• Storage Systems
• Program Management
• Letter of Credit
• Business Development
• Digital Marketing
• Corporate Governance
• Data Mining
• Cloud Computing
• Pmi
• International Relations
• Event Management
• Mobile Product Development
• Business Intelligence
• Trade Compliance
• Business Analytics
• E-Commerce
• Wholesale Banking
• Java
• Microsoft Sql Server
• Marketing Communications
• Social Media Marketing
• Trade Finance
• Misys
• Project Management