Harsh Agarwal

About Harsh Agarwal

I have great experience working with leading multinational banks across the US, UK, UAE, Europe, and other global financial markets. My background spans structured finance, syndicated loans, commercial lending, loan operations, global markets, trade settlement, treasury operations, reconciliation, and end-to-end banking processes.My strongest expertise lies in Structured Finance, specifically CLO and CDO operations. I manage complex CLO portfolio reconciliations using WSO (Wall Street Office), ensuring complete accuracy of loan, trade, and portfolio data. I work closely with trustees and major global banks to resolve breaks, maintain updated books, and ensure data integrity. I understand CLO structures, waterfalls, market practices, and LMA/LSTA documentation, supporting seamless settlement and reporting workflows.Beyond structured finance, I have deep exp. in Loan Syndications and Commercial Lending. My work includes managing the full lifecycle of syndicated loans—funding (drawdowns), repayments, prepayments, rollovers, conversions, fee and interest processing, rate fixing, and new loan setup. I also handle credit agreement review, KYC/AML checks, deal review, wire approvals, LC rebooking, MIS reporting, invoice processing, and transaction monitoring.Across Global Markets and Money Market operations, I have managed FX transactions (CAD, EURIBOR, GBP), trade execution, SWIFT payments, trade booking, bond and money market instrument processing, and live trade settlement. My exposure covers treasury operations, price updates, confirmations, and daily control checks.I bring strong knowledge in Reconciliation, GL accounting, R2R, cash management, portfolio and asset management, and payment processing, ensuring accuracy, compliance, and operational efficiency across banking functions. My experience also includes risk mitigation, error control, and operational oversight for high-value portfolios.I collaborate extensively with global stakeholders and financial institutions, supporting complex operational environments with precision, integrity, and a strong understanding of the BFS domain.Technical Skills:Loan IQ | WSO | ACBS | AFS | Clearpar | Murex | Bloomberg | T24 | MuraxAreas of Expertise:Structured Finance (CLO/CDO) • Syndicated Loans • Commercial Lending • Credit Agreements • Loan Operations • Trade Settlement • Transaction Monitoring Global Markets • Money Market • Treasury • Reconciliation • Risk Management • AML/KYC • SWIFT Payments • GL Accounting • R2R/O2C • Asset & Portfolio Management • Investment Banking • Mortgage • SBLC • BFS

Experience

1. Team Leader

   S&P Global

   Aug 2024 — Present · Gurugram, IN

   Currently working with leading US bank. My role and responsibilities to Manage Commercial Lending, Loan operations, Loan servicing, Manage syndicated deals, Process funding(drawdown), Wire Approvals, Payments(Repayments/Prepayments), Rollovers, Conversions, Fee Payments, Rate fixing, New loan setup, KYC, Interest Payment, LC rebooking, Mis Report, Invoice Processing, Forex Transactions(Canadian Doller, Euribor, GBP), Reconciliation, GL Accounting, R2R, Order to cash and process all other activities. reconciliation of data between clients and trustees and our clients are big banks.i have worked with US,UK, UAE, and other regions big Banks software knowledge- loan iq, AFS, ACBS, WSO, Clearpar, Murax, Bloomberg, T24Commercial lending Loan syndication Credit agreements Loan operations Transaction monitoring Trade finance Quality management Trade settlement AML KYC Money market Financial management Capital market Accounting Assets managements Mortgage Risk management Swift payments Quality assurance Private equity Stakeholders Portfolio management GL accounting Banking Investment banking Treasury management General ledger Record to report. Payment processing T24 MUREX SBLC BFS: WSO:Clearpar : Loan iq:AFS

Education

• University of Rajasthan

  Bachelor of Commerce - BCom, Accounting and Finance

• University of Rajasthan

  M.com, Business Administration and Management, General

• Vivekananda Global University

  Diploma in library science , Library Science and Administration

• Suresh Gyan Vihar University

  Post graduate diploma in computer science , Computer Software Engineering

• Jaipuria Institute of Management

  Master of Business Administration - MBA, Finance and marketing