Harpreet Jaggi

Business Analyst (Qc) - Fintrac Reporting @CIBC

Toronto, ON, CA

Conduct and document FIU/SIU/SIUP ML/TF investigations, ensuring compliance with Enterprise AML policies and regulatory requirements.• Investigate client records, transactions, and account activities to identify potential Reasonable Grounds to Suspect (RGS) and escalate findings as required.• Identify and assess high-risk clients, including Politically Exposed Persons (PEPs), Politically Exposed Foreign Persons (PEFPs), and individuals subject to Sanctions screening, referring cases to internal partners such as the Enhanced Due Diligence Unit (EDDU) and Global Sanctions.• Perform risk assessments and recommend risk mitigation actions, including account retention, de-marketing, or inclusion on Caution Lists.• Prepare detailed investigative reports, identifying trends, red flags, and areas for improvement in AML detection and risk management frameworks.• Ensure compliance with FINTRAC reporting requirements, including the timely filing of Suspicious Transaction Reports (STRs), Large Cash Transaction Reports (LCTRs), and Electronic Funds Transfer Reports (EFTRs).• Utilize Verafin, COINS/ECIF to analyze complex financial transactions, detect anomalies, and resolve client account discrepancies.• Apply advanced data analysis and reporting skills (Excel, SQL, and other tools) to assess transactional risks and enhance the effectiveness of AML detection processes.• Collaborate with cross-functional teams to address operational deficiencies, enhance compliance processes, and ensure adherence to regulatory standards.• Provide training and guidance to team members, fostering a culture of compliance and continuous learning within the AML-FIU Investigations team.

Lambton College

Post graduate diploma, Financial Services - Investigation & Compliance

Guru Gobind Singh Indraprastha University

Bachelor of Business Administration - BBA, B.B.A (G)