Harish Yadav
Credit Analyst @State Bank of India
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WORK HISTORY
Credit Analyst @State Bank of India
Credit Assessment and Risk Management:Analyze loan applications, financial statements, and credit reports to determine creditworthiness. Assess potential risks associated with loan proposals and recommend appropriate credit limits.Monitor existing credit portfolios and identify potential issues or delinquencies. Compliance and Regulatory Adherence:Ensure compliance with lending policies, regulations, and guidelines. Stay updated on changes in laws and regulations affecting lending practices. Communication and Collaboration:Communicate effectively with loan applicants, borrowers, and internal stakeholders. Documentation and Record Keeping:Prepare detailed credit reports and maintain accurate records of loan applications and disbursements. Follow up on loan repayments and address any payment issues.
EDUCATION
Maharashi Dayanand university Rohtak
Bachelor of commerce (Honours)
Maharashi dayanand university rohtak
Master of commerce
Manipal Academy of Higher Education
Diploma in Banking,Finance and services
ABOUT HARISH YADAV
A competent professional with extensive experience in retail banking and wholesale…
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