Harinishri S.

About Harinishri S.

Data Scientist & AI Specialist | Risk Modeling | Machine Learning & AutomationI thrive on transforming complex financial data into simple, actionable insights that drive smarter lending decisions and tangible business results. My work sits at the intersection of AI, data science and FinTech, where precision, speed, and compliance matter most.At Finfare, I design and deploy credit risk prediction systems using XGBoost, LightGBM, and scikit-learn, boosting default prediction accuracy by 18% and reducing false positives by 22%. I also built AI-driven automation agents in n8n with Python, SQL, Airflow, Tableau, and AWS Sagemaker, cutting risk assessment time by 40%. Previously at Goldman Sachs, I led quantitative credit risk initiatives that improved accuracy by 25% and streamlined processes by 30%, leveraging TensorFlow, PyTorch, AWS, Azure ML and GCP for marketing response models, fraud detection models and customer analytics.I’m passionate about using data science, AI and automation to solve high-stakes financial challenges, streamline decision-making and create measurable value for stakeholders.Core Skills: Credit Risk Modeling | Machine Learning | AI Automation | Data Engineering | Cloud ML | Fraud Detection | Python | SQL | Apache Airflow | Tableau | AWS | Azure ML | GCP AI Platform | OpenAIAlways open to connecting with AI professionals, data scientists and FinTech innovators to explore how advanced analytics can reshape financial services.

Experience

1. Associate Data Modeler

   Lendingclub

   Jan 2026 — Present · San Francisco, CA, US

Education

• University of California, Irvine - The Paul Merage School of Business

  Masters in Business Analytics , Data Analytics

• Anna University Chennai

  Bachelor's degree, Electronics and Communications Engineering