Hari Arun Stanley J
Product Owner/Senior Business Analyst at Birlasoft | Driving Digital Transformation in Banking & Financial Services | Expert in Credit Cards, Deposits, Mortgage, Lending & Alerts | CSPO Certified
- Role
- Product Owner Senior Business Analyst at Birlasoft
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Hari Arun Stanley J
I’m a Senior Business Analyst & Product Owner with 8+ years of experience delivering large-scale digital banking solutions across Deposits, Lending, Credit Cards, Alerts, and Commercial Lending. I’ve worked with leading global banks including Starling Bank (UK), TD Bank (US), and KeyBank, driving digital onboarding, lending workflows, identity verification, and risk-based decisioning across mobile, web, and middleware platforms.My expertise spans Mobile (Native), Web, WebView experiences, microservices, APIs, workflow automation, KYC/AML/KYB, IDV (Onfido/GBG), credit bureau integrations, and designing frictionless digital journeys. I specialize in transforming monolithic systems into modern microservices-based experiences that are fast, compliant, and scalable.I bring a strong product mindset—working with cross-functional teams, translating business problems into clean technical requirements, shaping roadmaps, and delivering measurable outcomes. I’m known for reducing processing times, improving customer conversion, and enabling banks to launch secure, compliant digital products at scale.Always exploring new ideas, building customer-first journeys, and creating digital banking experiences that feel effortless. Digital Banking • Lending • Credit Cards • Deposits Agile • Product Ownership • BA Leadership API/Microservices Mobile/Web/WebView Journeys
Experience
Product Owner Senior Business Analyst
Apr 2023 — Present · Bengaluru, IN
TD Bank – Credit Card Apply JourneyDelivered end-to-end digital onboarding for TD Double Up & Secured Cash Credit Cards, improving application conversion by 25–30% through smarter UX and faster decisioning.TD Bank – Home Lending AlertsTransformed mortgage & HELOC alerts workflow across SMS/Email/In-App channels, improving delivery accuracy and SLA performance by 30%.
Education
Karnataka School Examination and Assessment Board (KSEAB)
SSLC
Bangalore University
Bachelor of Computer Applications- BCA
University of Kerala
Pre-University College, Business Administration and Management, General
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