Hardik Trivedi

About Hardik Trivedi

Pursued engineering in Information Technology and Masters in Finance/Marketing…

Experience

1. AVP Business Senior Analyst - Risk Transformation

   Citi

   Dec 2024 — Present · Mumbai, IN

   Core Responsibilities:• To deliver on process improvement and re-engineering activities related to consent order.• Prepare and maintain the budget expense monitoring, risk, control and governance framework.• Provide management and General administration support to the Risk Strategy and Execution Day-to-Day Responsibilities:• Collecting and inputting Credit Bureau (and other related 3rd Party vendors) expenseinformation and building expense forecast model.• Manage the bureau expenses in alignment with FCRA rules, regulations, and applicable laws.• Participate in simplification efforts related to Credit Bureau management to include furnishing, disputes and consumption, BAO for certain bureau engagements.• Gathering and compiling agreements metrics and tracking financial commitments to ensure timely and accurate billing, analysing actuals data across service providers to drive forecasts.• Preparing reports and forecasts based on contract terms and / or actual expenses.• Tracking the budget and actuals to monitor variances under the FP & A function.• Tracking and monitoring costs related to various products and vendors and conducting cost. Analysis and maintaining tight control and monitoring of the expense management process and related documentation, working directly with third parties, Finance and Accounting teams to gather and prepare monthly accrual details per the financial cycle.• Responding to the ‘triggers’ for TP-RAP (HR Policies, Laws & Regs, Cross Border Data Transfer, etc.) by working with the third parties to gather and assess completeness of the responses.Key Deliverables:• Monthly processing of invoices related to Risk Utility investments and monthly accruals• Preparing Outlook reports per financial cycles•Solid expense tracking and forecasting process for Risk Utility investments.• Ad-hoc reporting as required to evaluate and benchmark the business.• Special analysis as needed for use by managers

Education

• XII Gnyan Dham High School

  HSC, Science

  2006 — 2007

• SVKM's Narsee Monjee Institute of Management Studies (NMIMS)

  Bachelor of Technology (BTech) + MBA, Information Technology , Finance / Marketing

  2007 — 2012

• X Gnyan Dham High School

  SSC

  2004 — 2005

Skills

• Negotiation
• Sales & Marketing Alignment
• Adaptability
• Goal Oriented
• Communication Skills
• Wealth Management
• Investments
• Equities
• Asset Management
• Mutual Funds
• Business Development
• Stock Market
• Institutional Sales