Hamlin Caldwell
Vice President, Senior Portfolio Manager @Bank47
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WORK HISTORY
Vice President, Senior Portfolio Manager @Bank47
Huntsville, AL, US
Collaborates closely with assigned bankers and clients to meet client credit requests. Remains current on all aspects of the credit relationship, including exposure, compliance, potential problems, and opportunities. Notifies bankers of any opportunities or issues and interacts with clients as needed.• Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screening through approval and for the life of the loan. Develops client assessments including in-depth analyses such as financial analysis, stress testing, and other analyses using research and evaluations from a wide variety of sources.• Present analysis or address questions during credit request discussions or committee presentations.• Ensures transactions are in compliance with regulatory and company guidelines, policies, and procedures.• Monitors portfolio to accurately assign risk ratings to clients and facilities.• Conducts periodic credit servicing and tests client covenants.
EDUCATION
Samford University
Bachelor of Business Administration (BBA), Economics
SKILLS
ABOUT HAMLIN CALDWELL
I\'m passionate about small business, especially when that business can be used for social and economical good in its community and around the world.
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