Hameer Ruparel

About Hameer Ruparel

I’m a consumer finance executive with deep experience spanning P&L leadership, enterprise strategy, and analytics‑driven transformation. Today, as VP, Head of Strategy at Sallie Mae, I help steer a $20B+ student loan portfolio, shaping decisions that balance growth, profitability, and risk across a highly regulated, data‑intensive business.My work sits at the intersection of strategy and execution—connecting market dynamics, customer behavior, and financial outcomes. I partner closely with senior leaders to translate insight into action, whether that’s portfolio strategy, financial analysis, or building the business cases behind our most critical decisions.Before stepping into this role, I had the opportunity to lead from multiple vantage points within the same enterprise- As General Manager of our credit card business, I owned end‑to‑end P&L responsibility, spanning product, pricing, credit, acquisition, and operations—driving sustainable performance while navigating regulatory and risk constraints- As Head of Data Science, I built and scaled capabilities that powered transformation across pricing, forecasting, and portfolio strategy, embedding analytics into everyday decision‑making rather than treating it as a side function.Earlier in my career at American Express and Barclays, I led pricing, product, and acquisition strategies across large consumer and commercial portfolios. Those experiences reinforced a core belief I carry into every role: the best strategies aren’t just analytically sound—they’re grounded in how real people borrow, spend, and build trust.I’m passionate about building teams and capabilities that make organizations smarter and faster. Strategy is a team sport, and I’ve had the privilege of hiring, mentoring, and developing talent across strategy, analytics, and product—people who challenge assumptions and raise the bar.At my core, I’m motivated by helping businesses grow with discipline, clarity, and humanity—and by turning insight into sustained performance at scale.

Experience

1. VP, Head of Business Strategy

   Sallie Mae

   Jan 2024 — Present · Newark, DE, US

   Lead Sallie Mae’s internal strategy consulting group, partnering with executive leadership to shape enterprise-critical decisions and deliver transformative initiatives. Drive strategic planning, customer retention strategies, and modernization of digital experiences, while leading efforts to institutionalize AI across business processes and define strategy for alternative product offerings and lending structures.

Education

• Columbia University

  Doctor of Philosophy - PhD, Chemical Engineering

• Narsee Monjee Educational Trust's - Jamnabai Narsee School

  ICSE Board Diploma

  1982 — 1994

• DG Ruparel College of Arts, Science and Commerce

  High School Diploma

  1995 — 1996

• University Institute of Chemical Technology (formerly UDCT)

  Bachelor of Engineering - BE, Chemical Engineering

  1996 — 2000

• Columbia University

  Master of Science - MS, Chemical Engineering

Skills

• Market Research
• Business Analytics
• Strategic Partnerships
• Marketing Strategy
• Segmentation
• Analytics
• Business Strategy
• Pricing
• Business Development
• Management Consulting
• Marketing Management
• Product Development
• Analysis
• New Business Development
• Consulting
• Customer Insight
• Competitive Analysis
• Customer Relationship Management (Crm)
• Leadership
• Organizational Leadership
• Strategic Planning
• Strategy
• Pricing Strategy
• Financial Services
• Crm
• Executive Management
• Sas