Hala Aziz

Mortgage Loan Officer @iCore Lending, Inc

Los Angeles, CA, US
EMAILS
h••••@icorelending.com
MOBILE NUMBERS
+19•••••••71

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WORK HISTORY

Feb 2003 — Present

Mortgage Loan Officer @iCore Lending, Inc

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Identify, underwrite and structure risk strategies- Lends support to Credit and marketing teams in better structuring credits to meet clients’ business needs within acceptable risk criteria; and joining the business teams on credit explaining calls- Screen, pre-approve, and recommend for final approval, self-employed, and real-estate investors, prepare full Credit presentations to assess their credit worthiness, identify risks and mitigates, and recommend the appropriate deal structure, terms and conditions- Act as a senior advisor to business with respect to the risk aspects of new business, products, and market- Lead and direct Loan Processing Department in the preparation of all documentation required from the client, ensuring the legality and orderings of documents and the execution of the deal with the document drawing and funding department- Establish and formalize a Risk Acceptance Criteria for clients that would act as standard guidelines for the acceptance of clients on different scales; company, industry, financial performance, etc- Introduces clients to all different kind of loan products with the appropriate guidance tools that will fit their financial needs- Create my own referral (LEAD) in many different ways such as, networking, meeting with many realtors and develop a strong relationship with existing clients- Create my own business goals and meat company targets- Customer satisfaction is my main goal, building a strong relationship with customers helps in trusting and making the bond stronger so it helps in this competitive market.

EDUCATION

N/A

UC Irvine

Master of Business Administration - MBA, Business Administration and Management, General

1999 — 2003

Bachelor of Arts

Bachelor of Arts, Degree in Business Management Economics and Accounting, Economics And Accounting

SKILLS

Investment PropertiesCommercial MortgagesInvestmentsReal Estate FinancingReal Estate EconomicsReferralsMortgage BankingFinancial StructuringLoan OriginationFundingBrokerageVa LoansReoFhaCreditCertified Mortgage PlanningSellingLoansRefinanceCommercial LendingInvestorsFirst Time Home BuyersReverse MortgagesReal Estate TransactionsUnderwritingCredit AnalysisBankingBusinessReal EstateResidential MortgagesMortgage LendingUsdaConstruction LoansU.s. Federal Housing Authority (Fha)

ABOUT HALA AZIZ

As CEO of a licensed substance abuse treatment facility specializing in drug and alcohol rehabilitation, I lead all aspects of organizational strategy, clinical excellence, and operational performance. I mostly focus on: Strategic Leadership • Oversee the vision, mission, and long-term strategy to ensure the center delivers high-quality, evidence-based care to individuals struggling with addiction. • Identify opportunities for growth, partnerships, and community outreach to expand impact and access. Clinical & Regulatory Oversight • Ensure compliance with all state (DHCS), Joint Commission (JACHO) and federal regulations, maintaining licensure and accreditation standards. • Support and collaborate with clinical directors to uphold best practices in detox, residential, and outpatient treatment programs. Team Development & Culture • Lead, inspire, and support a multidisciplinary team of healthcare professionals, therapists, counselors, and administrative staff. • Foster a compassionate, client-centered culture that prioritizes dignity, respect, and individualized care. Financial & Operational Management • Manage budgets, financial planning, and resource allocation to maintain fiscal health while achieving organizational goals. • Oversee operational efficiencies, quality assurance, and risk management protocols.

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