Hailey Seltzer

Experience

1. Credit Manager

   TEL

   Jan 2023 — Present · Chattanooga, TN, US

   Responsible for underwriting and managing the credit risk and collection of a tranche of the Company’s leasing portfolio.Support the origination and management of lease customers through the prudent application of the credit policy, constant and concise communication with sales teams and management, the application of credit risk assessment tools and techniques, the enforcement of contractual rights and remedies, and the effective collection and workout of distressed lessees.Analyze financial statements along with other pertinent credit information and present verbally and in writing a comprehensive assessment of credit risk and transaction strengths and weaknesses. Read, comprehend, and incorporate third party credit reports, safety reports, insurance certificates, andother sources of information useful in assessing and mitigating risk of loss.Communicate complex issues, assessments, and facts clearly and concisely with team members and external parties including Executive team members, sales representatives, customers, insurance agencies, insurance adjustors, asset recovery specialists, and attorneys and other professionals.Required to present in formal meetings of the credit committee, along with regular and recurring meetings around the administration of the lease portfolio.Contribute to identify, initiate, and manage process and policy improvements to support the company\'s continuous improvement initiatives.

Education

• The University of Tennessee at Chattanooga

  Master of Business Administration (MBA), Accounting and Finance

  2015 — 2017

• The University of Tennessee at Chattanooga

  Bachelor of Science (B.S.), Accounting and Finance

  2011 — 2015