Gurpreet Sandhar

Senior Manager, Credit Risk Modernization @Scotiabank

Toronto, ON, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2025 — Present

Senior Manager, Credit Risk Modernization @Scotiabank

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Toronto, ON, CA

I lead the delivery of strategic modernization initiatives within Retail Credit Risk, driving large-scale transformation programs that strengthen Scotiabank’s risk management capabilities and align with OSFI regulatory expectations. By leveraging enterprise-level project management, stakeholder engagement, and process optimization, I enable the bank to enhance compliance, streamline operations, and support sustainable growth in retail credit portfolios.Key contributions include partnering with cross-functional teams to design and implement high-impact solutions across unsecured lending, real estate secured lending, and automotive finance; optimizing credit risk frameworks to meet OSFI standards; and consolidating disparate processes to improve efficiency, governance, and decision-making. As a trusted advisor, I bridge regulatory obligations with operational delivery to ensure Scotiabank’s retail credit business remains competitive, compliant, and resilient in a dynamic market.

EDUCATION

2023 — 2025

DeGroote School of Business - McMaster University

Master of Business Administration - MBA, Finance

2012 — 2016

Ted Rogers School of Management - Toronto Metropolitan University

Bachelor of Commerce, Retail Management

SKILLS

Inventory ManagementInventory ControlCoachingMicrosoft OfficeSalesBudgetsMerchandise PlanningNew Store DevelopmentMerchandisingSales ManagementCpr CertifiedWhimsBusiness AnalysisRetailShrinkageLeadershipSales OperationsStore OperationsCustomer ServiceMarketingFashionRecruitingCrisis ManagementPlanogramsTeam LeadershipProfitStylingManagementTeam BuildingApparelStore ManagementCpfrVisual MerchandisingBig BoxTeamworkLoss PreventionInformation TechnologySupply Chain ManagementSocial Media MarketingMicrosoft Excel

ABOUT GURPREET SANDHAR

I am a strategy professional with over 9 years of experience delivering measurable results and leading high-impact initiatives in banking and retail. I specialize in crafting actionable strategies that drive growth, optimize customer acquisition and retention, and align with organizational priorities.Throughout my career, I have excelled at solving complex business challenges by leveraging financial modeling, market research, and data-driven insights. I have a proven ability to influence senior leadership, collaborate across cross-functional teams, and translate strategic vision into execution that creates long-term value.My focus is on shaping innovative, customer-focused strategies that strengthen competitive advantage and drive sustainable growth in dynamic markets.

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Gurpreet Sandhar — Senior Manager, Credit Risk Modernization at Scotiabank in Toronto, ON, CA | Unifers