Gurpreet Sandhar
Senior Manager, Credit Risk Modernization @Scotiabank
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WORK HISTORY
Senior Manager, Credit Risk Modernization @Scotiabank
Toronto, ON, CA
I lead the delivery of strategic modernization initiatives within Retail Credit Risk, driving large-scale transformation programs that strengthen Scotiabank’s risk management capabilities and align with OSFI regulatory expectations. By leveraging enterprise-level project management, stakeholder engagement, and process optimization, I enable the bank to enhance compliance, streamline operations, and support sustainable growth in retail credit portfolios.Key contributions include partnering with cross-functional teams to design and implement high-impact solutions across unsecured lending, real estate secured lending, and automotive finance; optimizing credit risk frameworks to meet OSFI standards; and consolidating disparate processes to improve efficiency, governance, and decision-making. As a trusted advisor, I bridge regulatory obligations with operational delivery to ensure Scotiabank’s retail credit business remains competitive, compliant, and resilient in a dynamic market.
EDUCATION
DeGroote School of Business - McMaster University
Master of Business Administration - MBA, Finance
Ted Rogers School of Management - Toronto Metropolitan University
Bachelor of Commerce, Retail Management
SKILLS
ABOUT GURPREET SANDHAR
I am a strategy professional with over 9 years of experience delivering measurable results and leading high-impact initiatives in banking and retail. I specialize in crafting actionable strategies that drive growth, optimize customer acquisition and retention, and align with organizational priorities.Throughout my career, I have excelled at solving complex business challenges by leveraging financial modeling, market research, and data-driven insights. I have a proven ability to influence senior leadership, collaborate across cross-functional teams, and translate strategic vision into execution that creates long-term value.My focus is on shaping innovative, customer-focused strategies that strengthen competitive advantage and drive sustainable growth in dynamic markets.
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