Jyoti Gupta
Credit Manager (Corporate & Institutional Banking) || M.B.A. Finance
- Role
- Credit Manager at HSBC
- Location
- Kolkata, WB, IN
- LinkedIn followers
- 500 followers
About Jyoti Gupta
I am having nearly 9 years of extensive experience in the credit risk underwiting domain.
Experience
Credit Manager
Apr 2023 — Present · IN
Project handled under Credit Analysis Unit (CAU): 1. HBUS CMB (from April23 to Nov24)2. HBUK RFB CMB (since Nov24)Principal responsibilities- Undertake high quality industry, competitor and client level financial analysis for Commercial Banking and Wholesale Banking Relationship Management Team. Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs. Preparing credit analyses in support of new and existing business relationships. Assist in evaluating carbon emission data, climate goals, low-carbon strategies and transition and physical risks to help client’s plans to transition to net zero emissions over time. Build strong relationship with RM’s to identify and mitigate risks i.e. business, financial and non-financial in credit proposals. Follow all the policies and operational risk guidelines, ensuring compliance as per the HSBC standards. Ensure that all work is delivered within agreed timeframes and meets the required high-quality standard.
Education
Shri Shikshayatan College
B.Com, Commerce
Vidyasagar University
MBA Finance
2015 — 2017
The Institute of Company Secretaries of India
CS Executive
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