Gunjan Dubey

Credit Analyst

Role
Branch Head at Uco Bank
Location
Gwalior, MP, IN
LinkedIn followers
500 followers

About Gunjan Dubey

Over 11 years of experience as a public-sector banking professional, currently serving as Branch Head at UCO Bank. Skilled in financial analysis, credit risk assessment, and operational planning, ensuring compliance and accuracy in all facets of banking operations. Proven expertise in sanctioning loans and advances, industry benchmarking, and developing performance strategies to meet business budgets. Committed to fostering organizational growth through meticulous financial planning and team leadership. Adept at conducting sectoral analysis and preparing risk scores to support informed decision-making. Motivated to drive sustainable financial outcomes by leveraging data-driven insights and cross-functional collaboration.

Experience

  1. Branch Head

    Uco Bank

    May 2014 — Present · Gwalior, IN

    Designing and implementing financial performance plans, strategies, and other operational activities. Assigning, overseeing, and monitoring administrative and financial tasks; Sanctioning authority of Loans and Advances as per banks delegated powers Conduct financial analysis (P&L, Balance Sheet and Cash Flow analysis) of the companies operating in various sectors, preparation of report and assigning risk score by analysing a given entity through financial documents, site visit & management discussion. Carry out sectoral analysis and industry benchmarking, compliance risk for companies operating across industries, Ensuring accuracy of data and quality. Achievement of all business budgets - deposits, advances, other income, cross selling etc. to generate profit and overall business growth of Branch in all parameters. Monitor and focus on expenditure cost curtailment of Branch expenses. Ensure efficient customer service & evaluate performance of officers dealing with different customers Timely compliance of various Audits such as, external Concurrent Audit, Risk based internal audit Recovery of NPA by SARFAESI, DRT, and various other structured compromise scheme. Building and maintaining strategic ties with existing and potential customers in order to establish long-term, trustworthy relationships. Developing and implementing customer service procedures, ensuring that goals and deadlines are met and that projects are led in compliance with the institution’s policies and procedures

Education

  • Kendriya Vidyalaya No 2, Gwalior

    HSS

  • edX

    Certification

  • Indian Institute of Banking and Finance

    JAIIB

  • Indian Institute of Banking and Finance

    CAIIB

  • Indian Institute of Banking and Finance

    KYC AML

    2025

  • ITM UNIVERSITY, GWALIOR

    Bachelor of Engineering (B.E.)

    2006 — 2010

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Gunjan Dubey — Branch Head at Uco Bank in Gwalior, MP, IN | Unifers