Gulam Rabbani

About Gulam Rabbani

Finance professional with 7+ years\' experience in Credit Risk, Corporate Finance, and Compliance. At Bosch, I lead credit assessments for dealers, manage channel finance for 200+ dealers, and ensure 95%+ SLA adherence with top banking partners. I also oversee compliance for 12+ Bosch Sales Office and nationwide External Trainee headcount audits.Previously at Accenture, I managed global financial planning, budgeting, and reporting for headcount, optimized costs, and delivered actionable insights through SAP-based analysis. I specialize in building scalable financial processes that reduce risk, improve liquidity, and drive measurable impact.Skills: Written Communication · Presentations · Statement Analysis · Financial Statements · Financial Statement Analysis · Accounting Standards · Financial Reporting · Financial Accounting · Communication · Financial Planning · Budgeting & Forecasting · Problem Solving · Analytical Skills · Due Diligence · Finance · Management Accounting · SAP FICO · Financial Analysis · Microsoft Office

Experience

1. Bosch Power Tools - Credit Risk, Channel Finance, Compliance, Dealer Ops, Banking & Audit

   Bosch Power Tools

   Jul 2024 — Present · Bangalore Urban, IN

   Currently leading Credit Risk Assessment and Channel Finance operations for Bosch’s nationwide dealer network, covering over partners across all regions in India. My role combines financial analysis, credit monitoring, compliance management, and cross-functional collaboration to safeguard business growth while minimizing risk.I spearhead credit evaluations by analyzing dealer balance sheets, P&L, cash flows, and payment patterns to assess creditworthiness. By standardizing CRA frameworks, I’ve improved turnaround time for decisions by 30% and reduced overdue receivables through proactive risk monitoring and escalation.In addition to risk assessment, I manage Channel Finance operations for 200+ dealers, ensuring smooth repayment advice processing, fund transfers, and issue resolution with key partner banks (ICICI, Kotak, Axis). These efforts have helped achieve 95%+ SLA adherence on all channel finance cycles, streamline dealer onboarding, and enhance compliance documentation.I also oversee pan-India compliance and facility administration for Bosch Sales Offices and Service Centers. This includes managing lease agreements, vendor coordination, and regulatory adherence using the Simpliance platform, ensuring 100% compliance with statutory and labor laws across 12+ properties.Beyond finance and compliance, I manage headcount governance for NAPS apprentices and contract labor, collaborating with HR and regional teams to maintain accurate records and audit readiness.With expertise spanning credit risk, channel finance, compliance, and audit readiness, I focus on building robust financial processes, mitigating risks, and enabling smooth dealer network operations across India.

Education

• PES UNIVERSITY, BANGLORE

  Master of Business Administration (MBA), Finance, General

  2016 — 2018

• Indo Asian Degree College

  Bachelor of Commerce - BCom, Accounting and Finance