Gregory Wilder

About Gregory Wilder

As a small business owner, I know how tough it can be to raise the working capital required to get started, or even to stay afloat. Often business owners tell me they need additional funds to acquire new equipment or supplies, pay for training, expand their clientele, or to even just cover their payroll. No matter why your business needs money, the problem is that banks know you are coming to them when you are at your most vulnerable. And, there’s no guarantee they’ll help you; at the very least you’ll be asked to provide tax returns, bank statements, pay stubs, and to authorize a credit check. Then you’ll have to wait anxiously for approval.Loans from private lenders and the SBA (Small Business Association) are typically more difficult to get, as their eligibility requirements are much stricter than that of most banks, and they may ask you for collateral. Revenue-based financing (RBF) is funding offered by niche lenders in which payment amounts are based on a percentage of monthly business revenue. The total cost for RBF can range from 1.35x – 3x the amount borrowed, which is very high. And a HELOC (Home Equity Line of Credit) means you’ll need to secure your funds against your most valuable asset, your home.Wow. Instead of treating you like a valued client, these institutions are working against you.I’m an expert on corporate credit, having opened my own business in 1996 specifically to help small businesses get the capital they need, quickly. I can facilitate unsecured lines of credit up to $250k, with a 0% introductory rate for 9 – 18 months with minimum payment flexibility. All of this without the need to provide tax returns or other financials. Approval will come in hours, not days. Connect with me here on LinkedIn, to find out more.

Experience

1. Sand Dollar Eliminates Typical Loan Application Process Makes Establishing Line of Credit Painless

   Sand Dollar Associates Llc

   Jan 1996 — Present · Albany, NY, US

   Imagine needing some capital to start or continue running your business only to be told by your bank that you need to provide tax returns, pay stubs and your company’s financials to qualify. You’re then asked when you can pay it back, which is a difficult question to answer because you know there will be expenses you can’t predict, and that your cash flow will be unpredictable, especially in today’s economy. Finally, you’re told to provide collateral to secure the loan. Or worse; you get rejected. And then you discover that rejection will stay on your bank’s records for years. Truth is, small businesses owners are frustrated when they have to go to banks or other lending institutions because they are so process heavy, with little room for flexible client solutions. As a result, business owners are told they may be high risk, meaning they have to pay higher interest to get the funds they need.I solve this problem by getting rid of all the headaches associated with securing capital. I provide a process where as a small business owner, you do not have to provide:• Tax returns or other financials • Pay Stubs• Proof of Revenue• CollateralI will get you an established line of credit that is:• Unsecured (your assets remain yours)• Attractive (promotional term rates as low as 0%)• Infinite (you can use it again and again as you pay it off)• Approved within hours, with funds available in 5 – 7 daysYou’ll even be allowed to add credit “partners” to your account, such as a business partner or spouse.If you are in need of immediate working capital, connect with me here on LinkedIn so I can arrange an unsecured revolving line of credit for you, quickly and painlessly.

Skills

• Creditors
• Credit Bureau
• Credit Cards
• Customer Service
• Credit
• Insurance
• Small Business Lending
• Strategic Planning
• Mortgage Banking
• Customer Satisfaction
• New Business Development
• Small Business
• Mortgage Lending
• Business Planning
• Operations Management
• Commercial Lending
• Real Estate
• Start-Ups
• Loans
• Credit Derivatives
• Credit Monitoring
• Credit Information
• Financial Analysis
• Negotiation
• Sales Management
• Lines of Credit
• Sales
• Business Strategy
• Leadership
• Business Development
• Credit Management
• Public Speaking
• Banking
• Credit Negotiations
• Marketing
• Credit Analysis
• Marketing Strategy
• Coaching
• Team Building
• Credit Rating