Gracious G.
General insurance domain initiatives in Vehicle Finance with competitive strategies and metrics.
- Role
- Key Account Manager - Vehicle Finance Chola Finance at Cholamandalam MS General Insurance Co. Ltd.
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Gracious G.
With over two decades of experience, I specialize in leading bancassurance partnerships, P&L management, and driving metric-based business strategies at Cholamandalam MS General Insurance. Currently spearheading the Vehicle Finance/Motor division, I focus on cross-selling, upselling, and deploying digital enablers to optimize a retention portfolio exceeding 300 crores while contributing to annual volumes surpassing crores. My expertise lies in balancing topline growth, competitive strategies, and product mix optimization across diverse finance divisions, including new and used finance businesses. Committed to leveraging performance metrics and digital initiatives, I ensure sustained growth and alignment with organizational objectives within the dynamic general insurance ecosystem.
Experience
Key Account Manager - Vehicle Finance Chola Finance
Cholamandalam MS General Insurance Co. Ltd.
Sep 2024 — Present · Chennai, IN
Heading Bancassuarance Partnership with Chola Finance for Vehicle Finance / Motor division driving cross sell & upsell of Chola Finance. with topline crs annual volumes.Responsible for P&L, Digital initiatives & growing preferred product mix across New & Used finance business divisions.Retention Management portfolio of 300+ crores, deploying digital enablers and Metric based business drive.
Education
Mahatma Gandhi University
B.Com, Cost Accountancy
1991 — 1994
Sacred Heart High School - Ibadan,Nigeria
Primary School, High school
1980 — 1986
St Josephs, Coonoor, Nilgiries
Higher Secondary school certificate - 12th, Accounting and Business/Management
1989 — 1991
St Patricks School, Chennai
Secondary school certificate - 10th
1986 — 1989
Saxion University of Applied Sciences
Post Graduate Diploma, Facility Management
1996 — 1997
University of Madras
MBA, Marketing
1994 — 1996
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