Gary Prager
Transformational Credit Union Leader | EVP & Chief Operating Officer | Driving $9B+ Growth, Innovation & Member Impact | MBA
- Role
- Chief Operating Officer at Space Coast Credit Union
- Location
- Melbourne, FL, US
- LinkedIn followers
- 500 followers
About Gary Prager
I am an executive leader with more than 24 years in financial services, focused on building scalable, high-performing organizations through disciplined strategy, operational alignment, and member-centered innovation.As EVP & Chief Operating Officer at Space Coast Credit Union, I lead enterprise initiatives that connect strategy to execution, strengthening governance, lending performance, marketing effectiveness, digital capability, and organizational scalability as the institution approaches $10B in assets.My work centers on translating long-term vision into practical systems that drive measurable results. This includes capital strategy, product profitability modeling, portfolio optimization, and cross-functional execution frameworks that support sustainable growth while protecting institutional resilience.Selected impact areas include:• Leading SCCU’s inaugural asset-backed securitization to expand liquidity and sustain lending growth during volatile market conditions• Implementing activity-based profitability analytics to inform pricing, capital allocation, and product strategy• Designing member-focused lending programs that deepen engagement and strengthen community alignment• Driving operational and delivery models that maintain market leadership in consumer and real estate lending• Introducing data-driven credit decisioning frameworks to improve underwriting consistency, automation, and portfolio qualityI am particularly motivated by environments that require strategic clarity, execution discipline, and organizational transformation — where governance, culture, and performance must evolve together to achieve durable success.
Experience
Chief Operating Officer
Oct 2025 — Present · Melbourne, FL, US
Leads enterprise strategy and growth initiatives, aligning governance, execution, and cross-functional priorities to drive scalable performance. Focused on strengthening operational discipline, organizational capability, and long-term value creation.
Education
MATC
Disaster Management and Planning/Fire Science
2005 — 2007
University of Florida
Master of Business Administration - MBA, Business Administration and Management, General
2021 — 2023
Eastern Florida State College
Associate of Arts (AA), Business Administration
2011 — 2013
University of Florida
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General
2014 — 2018
Skills
- Credit Analysis
- Small Business Lending
- Credit
- Strategic Vision
- Credit Unions
- Management
- Mortgage Lending
- Portfolio Management
- Loans
- Loan Origination
- Commercial Lending
- Banking
- Home Equity Loans
- Leadership
- Refinance
- Sales
- Consumer Lending
- Analytical Skills
- Project Management
- Cross Selling
- Business Innovation
- Mortgage Banking
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