Gary Prager

Transformational Credit Union Leader | EVP & Chief Operating Officer | Driving $9B+ Growth, Innovation & Member Impact | MBA

Role
Chief Operating Officer at Space Coast Credit Union
Location
Melbourne, FL, US
LinkedIn followers
500 followers

About Gary Prager

I am an executive leader with more than 24 years in financial services, focused on building scalable, high-performing organizations through disciplined strategy, operational alignment, and member-centered innovation.As EVP & Chief Operating Officer at Space Coast Credit Union, I lead enterprise initiatives that connect strategy to execution, strengthening governance, lending performance, marketing effectiveness, digital capability, and organizational scalability as the institution approaches $10B in assets.My work centers on translating long-term vision into practical systems that drive measurable results. This includes capital strategy, product profitability modeling, portfolio optimization, and cross-functional execution frameworks that support sustainable growth while protecting institutional resilience.Selected impact areas include:• Leading SCCU’s inaugural asset-backed securitization to expand liquidity and sustain lending growth during volatile market conditions• Implementing activity-based profitability analytics to inform pricing, capital allocation, and product strategy• Designing member-focused lending programs that deepen engagement and strengthen community alignment• Driving operational and delivery models that maintain market leadership in consumer and real estate lending• Introducing data-driven credit decisioning frameworks to improve underwriting consistency, automation, and portfolio qualityI am particularly motivated by environments that require strategic clarity, execution discipline, and organizational transformation — where governance, culture, and performance must evolve together to achieve durable success.

Experience

  1. Chief Operating Officer

    Space Coast Credit Union

    Oct 2025 — Present · Melbourne, FL, US

    Leads enterprise strategy and growth initiatives, aligning governance, execution, and cross-functional priorities to drive scalable performance. Focused on strengthening operational discipline, organizational capability, and long-term value creation.

Education

  • MATC

    Disaster Management and Planning/Fire Science

    2005 — 2007

  • University of Florida

    Master of Business Administration - MBA, Business Administration and Management, General

    2021 — 2023

  • Eastern Florida State College

    Associate of Arts (AA), Business Administration

    2011 — 2013

  • University of Florida

    Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

    2014 — 2018

Skills

  • Credit Analysis
  • Small Business Lending
  • Credit
  • Strategic Vision
  • Credit Unions
  • Management
  • Mortgage Lending
  • Portfolio Management
  • Loans
  • Loan Origination
  • Commercial Lending
  • Banking
  • Home Equity Loans
  • Leadership
  • Refinance
  • Sales
  • Consumer Lending
  • Analytical Skills
  • Project Management
  • Cross Selling
  • Business Innovation
  • Mortgage Banking

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Gary Prager — Chief Operating Officer at Space Coast Credit Union in Melbourne, FL, US | Unifers